A loss from a dog bite is a ground to cancel a Maine homeowners policy unless the insured does what after receiving the notice?24-A M.R.S. §3049(9)
A Maine auto policy is cancelled for nonpayment of premium. How much notice must the insured receive?24-A M.R.S. §2915
A Maine automobile policy may be cancelled when an insured driver's license is suspended or revoked during the term or, for a renewal policy, within how long before its effective date?24-A M.R.S. §2914(4)
A Maine insurer cancels a commercial casualty policy, other than workers' compensation. How soon after the insured receives the notice may the cancellation take effect?24-A M.R.S. §2908(5)
A Maine insurer cancels an automobile policy for a reason other than nonpayment. How long before the effective date must the named insured receive the notice?24-A M.R.S. §2915
A Maine insurer cancels automobile liability coverage for a reason other than nonpayment. What must the notice tell the named insured about?24-A M.R.S. §2921
A Maine insurer notifies a homeowner that the policy will be cancelled unless a trampoline is removed. The ground exists once the trampoline has remained for how long after the notice?24-A M.R.S. §3049(7)
Show all 100 questions (93 more)
Cancellation and nonrenewal, continued
A Maine nonrenewal of an automobile policy must rest on a ground for cancellation or on listed grounds that occurred within what period before the policy's yearly anniversary date?24-A M.R.S. §2916-A
A Maine workers' compensation policy may not be cancelled before it expires until how long after the insurer mails notice to the Workers' Compensation Board and to the employer?39-A M.R.S. §403(1)
A postal service certificate of mailing to the insured's last known address is conclusive proof that a Maine automobile cancellation notice was received on which day?24-A M.R.S. §2915
How long before the expiration date must the named insured receive a Maine insurer's notice that it will not renew an automobile policy?24-A M.R.S. §2917
How many vehicle accidents within the look-back period are a ground for a Maine insurer not to renew a policy that insures one automobile?24-A M.R.S. §2916-A(2)
Maine's list of permitted reasons for cancelling a homeowners policy does not apply to a new policy that has been in effect for less than how long?24-A M.R.S. §3049
Maine's list of permitted reasons for cancelling an automobile policy does not apply to a policy that has been in effect for less than how long when the notice is received?24-A M.R.S. §2914
May a Maine insurer refuse to renew a homeowners policy solely because of the age of the dwelling?24-A M.R.S. §3057
The nonrenewal of a Maine commercial casualty policy is not effective until how long after the insured receives written notice?24-A M.R.S. §2908(5)
On which date only is the nonrenewal of a Maine automobile insurance policy effective?24-A M.R.S. §2916-A
The superintendent finds for the insurer after a hearing on a Maine automobile cancellation. For how long may the policy be ordered to remain in force so the insured can find other coverage?24-A M.R.S. §2920
To avoid the cancellation or nonrenewal of a Maine automobile policy, what may the insurer and the named insured agree to by a signed endorsement?24-A M.R.S. §2916-B
To which policy does the Maine Automobile Insurance Cancellation Control Act not apply?24-A M.R.S. §2913
What may a Maine insurer not use as its sole reason for refusing to issue a property insurance policy on a home?24-A M.R.S. §3058
Which explanation is not, by itself, an acceptable reason on a Maine notice of intent not to renew an automobile policy?24-A M.R.S. §2917
Which real property falls within Maine's property insurance cancellation control subchapter?24-A M.R.S. §3048(1)
Within how long after the insurer's notice must a Maine homeowner comply with reasonable loss control recommendations to avoid cancellation on that ground?24-A M.R.S. §3049(10)
Within how long of receiving a notice of intent to cancel may the insured under a Maine commercial casualty policy request a hearing before the superintendent?24-A M.R.S. §2908(6)
Within how long of receiving the insurer's statement of reason may a Maine insured ask the superintendent for a hearing on the cancellation or nonrenewal of an automobile policy?24-A M.R.S. §2920
Auto insurance and financial responsibility 21
A Maine casualty policy lets the insurer be reimbursed for medical payments when the insured recovers from another person. What does such a provision require?24-A M.R.S. §2910-A(1)
A Maine driver stopped for a moving violation cannot produce evidence of liability insurance. How does the law treat that failure?29-A M.R.S. §1601(3)
A Maine insurer may not refuse to issue motor vehicle liability insurance solely because the applicant has reached what age?24-A M.R.S. §2902-C
A Maine personal automobile policy with liability and collision coverage must cover the insured's obligation for damage to a covered rental vehicle. For how long at most does it cover loss of use?24-A M.R.S. §2927(2)
A Maine purchaser rejects, in writing, uninsured vehicle coverage equal to the policy's liability limits. What is the least such coverage the policy may then carry?24-A M.R.S. §2902(2)
A motor vehicle liability policy for a vehicle registered in Maine must provide medical payments coverage of at least what amount per person?29-A M.R.S. §1605-A
A policy accepted as proof of financial responsibility in Maine must include the condition that the obligor satisfy a judgment for damages within how long of its rendition?29-A M.R.S. §1605(1)
After an accident, a Maine transportation network company must give insurers the times the driver logged into and off of its digital network during which period?24-A M.R.S. §7305
After an OUI conviction of a person previously convicted of OUI within what period may Maine's Secretary of State not reinstate the license until proof of financial responsibility is given?29-A M.R.S. §1603(2)
Against which vehicles must the uninsured vehicle coverage in a Maine motor vehicle liability policy protect the insured?24-A M.R.S. §2902(1)
For Maine's rental vehicle coverage law, a covered rental agreement has a term of at most how many continuous days?24-A M.R.S. §2927(1)
Maine bars a surcharge on a motor vehicle policy solely because the insured is a volunteer driver. Who is a volunteer driver?24-A M.R.S. §2902-F
Maine's required medical payments coverage applies only to medical costs incurred within what period after the injuries are sustained?29-A M.R.S. §1605-A
May a Maine automobile insurer exclude coverage under a personal policy while the driver is logged into a transportation network company's digital network?24-A M.R.S. §7305(1)
May a Maine driver show an officer evidence of liability insurance on a phone?29-A M.R.S. §1601(2)
May a Maine insurer sell a motor vehicle liability policy that excludes coverage for injury to members of the insured's family?24-A M.R.S. §2902-D
To be accepted as proof of financial responsibility in Maine, a policy must provide at least how much for injury to or death of any one person?29-A M.R.S. §1605(1)
Unless the purchaser rejects it in writing, how much uninsured vehicle coverage must a Maine private passenger automobile policy provide?24-A M.R.S. §2902(2)
What amount for towing and storage charges must a policy include to be accepted as proof of financial responsibility in Maine?29-A M.R.S. §1605(1)
What is the highest limit the Maine Automobile Insurance Plan may set for physical damage coverage on commercial type vehicles?24-A M.R.S. §2325(2)
What is the least property damage limit a policy may carry to be accepted as proof of financial responsibility in Maine?29-A M.R.S. §1605(1)
Standard fire policy and hurricane deductibles 5
Under the Maine standard fire policy, how much written notice cancels the interest of a mortgagee who is not named as the insured?24-A M.R.S. §3002
Under the Maine standard fire policy, how much written notice does the company give the insured to cancel the policy?24-A M.R.S. §3002
When is the amount of loss payable under the Maine standard fire policy?24-A M.R.S. §3002
Who sets the procedures and standards for when a hurricane deductible applies under a Maine property insurance policy?24-A M.R.S. §3061
Within how long after the loss must the insured render a proof of loss under the Maine standard fire policy, unless the company extends the time in writing?24-A M.R.S. §3002
Workers' compensation 12
A Maine employee dies as a result of a work injury. What is the most the employer must pay for the reasonable expenses of burial?39-A M.R.S. §216
A Maine employer first selects the health care provider for an injured employee. After how long from the start of care may the employee select a different provider?39-A M.R.S. §206(2)
A Maine employer that has begun paying compensation may stop and file a notice of controversy with the board no later than how long after it has notice of the injury?39-A M.R.S. §205(2)
A Maine worker's incapacity must continue for more than how many days before compensation is allowed from the date of incapacity?39-A M.R.S. §204
Besides burial expenses, what additional payment does a Maine employer make as incidental compensation when an employee dies of a work injury?39-A M.R.S. §216
Firefighters aside, Maine compensation for incapacity to work is not payable for how many days at the start of the incapacity?39-A M.R.S. §204
For a Maine injury on or after January 1, 2013, weekly compensation for total incapacity equals what share of the employee's gross average weekly wages?39-A M.R.S. §212
For a Maine injury on or after January 1, 2020, partial incapacity compensation ends after a total of how many weeks, unless the board extends it for extreme financial hardship?39-A M.R.S. §213(1)(C)
For a Maine injury on or after January 1, 2020, the maximum weekly benefit is $441 or what share of the state average weekly wage, whichever is higher?39-A M.R.S. §211
For a Maine injury on or after January 1, 2020, within how long after the date of injury must notice of the injury be given?39-A M.R.S. §301
How must a private Maine employer secure the payment of workers' compensation to its employees?39-A M.R.S. §401(1)
Maine's uniform experience rating plan for workers' compensation looks at three years of claims. What weight is given to the most recent year?24-A M.R.S. §2382-D(2)
Insurance guaranty association 6
Among how many accounts does the Maine Insurance Guaranty Association allocate the claims it pays and the expenses it incurs?24-A M.R.S. §4438(1)
How much of a covered claim for workers' compensation benefits does the Maine Insurance Guaranty Association pay?24-A M.R.S. §4438(1)
The Maine Insurance Guaranty Association pays covered claims that exist before an insolvency is determined or that arise within how long after it?24-A M.R.S. §4438(1)
What is the most the Maine Insurance Guaranty Association pays for covered claims arising out of a single insured event under a cybersecurity insurance policy?24-A M.R.S. §4438(1)
What is the most the Maine Insurance Guaranty Association pays on a covered claim for the return of unearned premium?24-A M.R.S. §4438(1)
Workers' compensation, unearned premium and cybersecurity aside, what is the most the Maine Insurance Guaranty Association pays per claim?24-A M.R.S. §4438(1)
Marketing and claim practices 10
A claim under a Maine policy is payable within how long after the insurer receives proof of loss and the loss is ascertained?24-A M.R.S. §2436(1)
A Maine insured sues their own insurer for an unfair claims settlement practice and wins. At what rate is interest on the damages allowed?24-A M.R.S. §2436-A(1)
A Maine producer may give gifts in connection with marketing insurance so long as the cost does not exceed what amount per person each year?24-A M.R.S. §2163-A(1)
A Maine producer may hold a raffle or drawing that is free to enter. Above what value may the prizes not be?24-A M.R.S. §2163-A(1)
A Maine producer receives a return premium. Within how long must the producer pay it to the insured or apply it to the insured's outstanding balance?24-A M.R.S. §1449
After an adjudicatory hearing, what civil penalty may Maine's Superintendent of Insurance assess against a corporation for each violation?24-A M.R.S. §12-A(1)
After an adjudicatory hearing, what civil penalty may Maine's Superintendent of Insurance assess against an individual for each violation?24-A M.R.S. §12-A(1)
For how long after a transaction must a Maine insurance producer keep its records available for inspection by the superintendent?24-A M.R.S. §1447(2)
May the gifts and prizes that a Maine producer gives under the permitted activities section be in cash?24-A M.R.S. §2163-A(1)
What are the premiums and return premiums that a Maine insurance producer receives?24-A M.R.S. §1449
Superintendent, licensing and surplus lines 20
A business entity licensed as a Maine producer changes the licensed person designated as responsible for its compliance. Within how long must it notify the superintendent?24-A M.R.S. §1413
A Maine insurance license has been revoked. How long must pass before the superintendent may issue that person a new license?24-A M.R.S. §1418(1)
A person aggrieved by an act of Maine's Superintendent of Insurance applies for a hearing. Within how long after learning of the act must the application be filed?24-A M.R.S. §229
A person who was not a party to the hearing is aggrieved by an order of Maine's Superintendent of Insurance. Within how long from the decision may that person appeal?24-A M.R.S. §236
A producer licensed in another state moves to Maine. Within how long of establishing legal residence must that person apply to become a resident licensee?24-A M.R.S. §1420-H
After how many revocations is a person never again eligible for a license under the Maine Insurance Code?24-A M.R.S. §1418
An insurer terminates its appointment of a Maine producer. Within how long after the effective date must it notify the superintendent?24-A M.R.S. §1420-N
Below what amount of capital and surplus may Maine's superintendent not find a nonadmitted insurer acceptable as an eligible surplus lines insurer?24-A M.R.S. §2007(4)
For how long after the policy expires must a Maine surplus lines licensee keep the consumer's signed notice in its file?24-A M.R.S. §2009
For how long at most may Maine's superintendent issue a temporary insurance producer license without an examination?24-A M.R.S. §1420-J(1)
For how long does Maine's Superintendent of Insurance hold office?24-A M.R.S. §201(3)
In what type size must the surplus lines notice to a Maine consumer be printed on the separate document affixed to the application?24-A M.R.S. §2009
Through whom must surplus lines insurance be procured in Maine?24-A M.R.S. §2004(1)
Unless another period is expressly provided, how much written notice of a hearing must Maine's Superintendent of Insurance give?24-A M.R.S. §230(2)
What aggregate liability must the bond of a Maine insurance consultant provide?24-A M.R.S. §1464(1)
What is the largest number of continuing education credit hours that Maine's superintendent may require by rule for each two-year period?24-A M.R.S. §1482
Which kind of insurance must be procured from authorized insurers in Maine and may not be exported as surplus lines?24-A M.R.S. §2002-A(1)
Which license has Maine's superintendent been able to issue without an examination since January 1, 2026?24-A M.R.S. §1420-Q
Who appoints Maine's Superintendent of Insurance?24-A M.R.S. §201(2)
Within how long must an insurer file a notice of appointment of a Maine producer as its agent, counted from the agency contract or the first application submitted?24-A M.R.S. §1420-M(2)
How this list was compiled: Own questions, written from the Maine Revised Statutes as published on the Maine Legislature's website (https://legislature.maine.gov/statutes/), read on October 14, 2026: Title 24-A, the Maine Insurance Code (chapters 1, 3, 16, 19, 23, 25, 27, 39, 41, 57 and 93); Title 29-A, chapter 13 (financial responsibility and insurance); and Title 39-A, the Maine Workers' Compensation Act of 1992. Each question names its section and links to it. The topics follow the Maine-Specific Content Outline (State Laws and Rules) of the Property and Casualty combined exam in the Maine Examination Content Outlines effective February 2, 2026, which print the statute references beside each topic; the outlines and the Maine Insurance Licensing Candidate Handbook (March 2026) are published by the Maine Bureau of Insurance's examination administrator (the outlines: https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/122006.pdf; the handbook: https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/122000.pdf). Licence: Own work. Every question, wrong choice and explanation was written for this site from the text of the law. Nothing comes from a testing vendor, a prep course or an exam question pool.
How it works
This unofficial Maine property and casualty practice test covers the Maine part of the Property and Casualty Producer exam: 100 questions from the Maine Revised Statutes. Policy forms are not asked. Not affiliated with the Maine Bureau of Insurance.
Read the full guide
What the Maine part of the exam asks
Of the 40 scored Maine questions, 28 are on law common to property and casualty: the superintendent, definitions, licensing, marketing practices, and cancellation and nonrenewal. Two are on the standard fire policy and hurricane deductibles. Ten are on casualty: automobile insurance and workers' compensation.
Taking Property or Casualty alone
The single-line exams reuse the same 28 common questions. Property alone has 30 scored Maine questions and Casualty alone has 38.
A certificate of mailing proves receipt of a cancellation notice on the 5th calendar day, a nonrenewal notice on the 3rd (24-A M.R.S. §2915, §2917).
The Maine standard fire policy lets the company cancel on ten days' written notice (24-A M.R.S. §3002).
The guaranty association pays up to $300,000 a claim, $25,000 of unearned premium a policy, and workers' compensation in full (24-A M.R.S. §4438).
Questions and answers
How many questions are on the Maine property and casualty exam?
The outline effective February 2, 2026 gives the combined exam two general parts of 50 scored questions each and a Maine part of 40, each with a few unscored pretest questions. The March 2026 handbook allows 3 hours 30 minutes.
What score passes the Maine insurance exam?
The candidate handbook gives a passing score of 70 and calls it a scaled score, not the number or percentage of questions answered correctly.
What are Maine's minimum auto insurance limits?
At least $50,000 for one person, $100,000 for one accident, $25,000 for property damage, $2,000 medical payments and $500 for towing and storage (29-A M.R.S. §1605). Uninsured vehicle coverage is required too (24-A M.R.S. §2902).
How much notice must a Maine insurer give to cancel a policy?
Twenty days on a personal automobile or homeowners policy, ten for nonpayment; nonrenewal takes thirty days (24-A M.R.S. §2915, §2917, §3050, §3051). A commercial casualty policy takes ten days to cancel and thirty not to renew (§2908).