• 224 questions

Kansas Property and Casualty Practice Exam on State Law

Kansas property and casualty law only: pick an answer to see the rule and its statute section.

A Kansas public adjuster who changes address or legal name must inform the commissioner within how many days?

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Unofficial practice questions, not affiliated with the Kansas Department of Insurance. Bank checked October 5, 2026.

All 224 questions

Agent and public adjuster licensing 41

  • A Kansas agent in the national guard is exempt from continuing education credits while on active duty that lasts at least how long? K.S.A. 40-4903
  • A Kansas insurance agent may lose a license for failing to respond to an inquiry from the commissioner within how long? K.S.A. 40-4909
  • A Kansas public adjuster is appointed in writing by an insurer to act for it on a claim and accepts. What may the adjuster not do? K.S.A. 40-5503
  • A Kansas public adjuster may not accept a power of attorney that gives the adjuster authority to do what? K.S.A. 40-5516
  • A Kansas public adjuster who changes address or legal name must inform the commissioner within how many days? K.S.A. 40-5509
  • A Kansas public adjuster whose license lapsed may be issued a new license, on proof of completing renewal and a reinstatement fee, within how long of the renewal due date? K.S.A. 40-5509
  • After a Kansas insurer ends an independent agent's contract under K.S.A. 40-2,107, how long does the agent have to place the business with another company? K.S.A. 40-2,107
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Agent and public adjuster licensing, continued

  • After an insured rescinds a Kansas public adjuster contract, anything of value the insured gave must be returned within how long of the adjuster receiving the notice? K.S.A. 40-5514
  • After failing the Kansas public adjuster examination a third time, an applicant must wait at least how long to retake it? K.S.A. 40-5506
  • The application fee for a Kansas public adjuster license may not exceed what amount? K.S.A. 40-5505
  • Crop is the single qualification a Kansas agent holds. How many crop C.E.C.s are due each biennium? K.S.A. 40-4903
  • For a Kansas agent licensed for title insurance and nothing else, what is the biennial minimum of title C.E.C.s? K.S.A. 40-4903
  • How does Kansas classify a crop insurance qualification held by an agent? K.S.A. 40-4903
  • How long must a Kansas public adjuster keep the records of a transaction after it ends? K.S.A. 40-5515
  • How many continuing education credits must most licensed Kansas insurance agents obtain every two years? K.S.A. 40-4903
  • How much continuing education must a Kansas public adjuster complete each biennium? K.S.A. 40-5512
  • How soon after a first failed attempt may someone retake the test for a Kansas public adjuster license? K.S.A. 40-5506
  • In Kansas, a public adjuster acts for an insured on first party claims under which kind of insurance contracts? K.S.A. 40-5502
  • K.S.A. 40-4903 defines "property" for Kansas agent licensing as which coverage? K.S.A. 40-4903
  • K.S.A. 40-5503 exempts which person from the Kansas requirement to hold a public adjuster license? K.S.A. 40-5503
  • K.S.A. 40-5514 gives the insured how long after signing to back out of a Kansas public adjuster contract? K.S.A. 40-5514
  • The Kansas notice period for ending an independent insurance agent's contract does not apply to a termination for which reason? K.S.A. 40-2,107
  • May a Kansas public adjuster agree to a loss settlement for the insured? K.S.A. 40-5516
  • Of a Kansas agent's biennial continuing education credits, at least how many hours must be instruction in insurance ethics? K.S.A. 40-4903
  • Under K.S.A. 40-2,107, a Kansas insurance company that ends an independent agent's contract older than one year, without mutual agreement, owes the agent how much prior notice? K.S.A. 40-2,107
  • Under K.S.A. 40-4909, a Kansas agent license may be refused renewal when the license holder has failed to comply with a court order imposing what? K.S.A. 40-4909
  • Under K.S.A. 40-4909, what may a Kansas agent not offer with a contract of insurance, except as otherwise permitted by law? K.S.A. 40-4909
  • What does the Kansas public adjuster examination test, under K.S.A. 40-5506? K.S.A. 40-5506
  • What is the most a Kansas public adjuster may charge as compensation? K.S.A. 40-5513
  • What minimum age does K.S.A. 40-5505 set for someone applying to be a public adjuster in Kansas? K.S.A. 40-5505
  • What title must a written contract for a Kansas public adjuster's services carry? K.S.A. 40-5514
  • When a Kansas license applicant has a criminal conviction, which factor must the commissioner consider under K.S.A. 40-4909? K.S.A. 40-4909
  • When is a Kansas public adjuster barred from soliciting an insured? K.S.A. 40-5516
  • When may a Kansas public adjuster accept a fee, retainer or deposit from the insured? K.S.A. 40-5513
  • When may a Kansas public adjuster acquire an interest in salvage of property covered by the contract? K.S.A. 40-5516
  • Which act is a ground for the Kansas commissioner to suspend or revoke an insurance agent license under K.S.A. 40-4909? K.S.A. 40-4909
  • Which Kansas agent is exempt from the continuing education credit requirement? K.S.A. 40-4903
  • Which may the Kansas commissioner require a public adjuster to furnish as evidence of financial responsibility? K.S.A. 40-5511
  • Which term may a Kansas public adjuster contract not contain? K.S.A. 40-5514
  • Who may act as a public adjuster in Kansas? K.S.A. 40-5503
  • With objectivity and complete loyalty, a Kansas public adjuster is obligated to serve whose interest? K.S.A. 40-5516

Claim handling, unfair practices and fraud 14

  • A Kansas insurer fails to furnish proof of loss blanks for a fire loss as K.S.A. 40-924 requires. What follows? K.S.A. 40-924
  • A Kansas insurer has a good faith belief that a fraudulent insurance act has been committed. What must it do? K.S.A. 40-2,118
  • A Kansas insurer holds back a clear claim under one coverage of a policy to gain leverage on another coverage. How does K.S.A. 40-2404 treat that? K.S.A. 40-2404
  • A Kansas insurer must furnish the insurance department an adequate response to an inquiry about a complaint within how long of receiving it? K.S.A. 40-2404
  • After a material change to its antifraud plan, a Kansas insurer must notify the commissioner within how long? K.S.A. 40-2,118
  • After notice of a fire or tornado loss and a written request, a Kansas insurer must furnish proof of loss blanks within how many days? K.S.A. 40-924
  • For windshield work outside the insurer's suggested shops, K.S.A. 40-2,155 lets a Kansas insurer ask for at most how many competitive bids? K.S.A. 40-2,155
  • In Kansas, which element is part of a "fraudulent insurance act" under K.S.A. 40-2,118? K.S.A. 40-2,118
  • K.S.A. 40-2404(9) names which conduct in paying claims as improper for a Kansas insurer? K.S.A. 40-2404
  • May a Kansas insurer require an insured to use a particular company for motor vehicle glass replacement? K.S.A. 40-2,155
  • Under K.S.A. 40-2138, how must a Kansas property insurer pay amounts for personal property and contents that are not subject to a recorded security interest? K.S.A. 40-2138
  • Under K.S.A. 40-2404, a listed claim act is an unfair claim settlement practice in Kansas when it is committed flagrantly and in conscious disregard of the law, or how? K.S.A. 40-2404
  • Under the Kansas motor vehicle glass section, an insurer need not pay more for glass replacement than what? K.S.A. 40-2,155
  • Which paperwork demand, used to delay investigation or payment, does Kansas law treat as unfair when it is a general business practice? K.S.A. 40-2404

Cancellation and nonrenewal 22

  • A Kansas auto insurer declines to renew because the agency contract ended. How is its obligation to renew satisfied under K.S.A. 40-276a? K.S.A. 40-276a
  • A Kansas automobile liability policy may not be canceled by the company solely because of what? K.S.A. 40-277
  • A Kansas insurer that denies renewal of an automobile liability policy must give the named insured at least how much written notice? K.S.A. 40-276a
  • A Kansas property and casualty policy is renewed by another insurer in the same group of affiliated insurers. Notice of the change of company is due to the insured by when? K.S.A. 40-2,201
  • A regular operator of a Kansas insured automobile becomes subject to epilepsy or heart attacks. When may the company cancel on that ground? K.S.A. 40-277
  • After a Kansas business property or casualty policy has been in effect for how long may it be canceled only for a listed reason? K.S.A. 40-2,120
  • After a new Kansas automobile liability policy has been in effect for how long do the statutory limits on the company's right to cancel apply? K.S.A. 40-277
  • Apart from nonpayment of premium or the insured's own request, a Kansas motor vehicle liability policy may not be terminated by the insurer until at least how long after the notice of termination is mailed? K.S.A. 40-3118
  • For the convictions that allow cancellation of a Kansas automobile liability policy, how far back before the policy's effective date does K.S.A. 40-277 look? K.S.A. 40-277
  • For the Kansas automobile cancellation act, a "policy of automobile liability insurance" does not include a policy insuring more than how many automobiles? K.S.A. 40-276
  • How does K.S.A. 40-2,201 define "group affiliated insurers" in Kansas? K.S.A. 40-2,201
  • How much written notice must a Kansas insurer give before it does not renew a business property or casualty policy? K.S.A. 40-2,121
  • K.S.A. 40-2,120 lets a Kansas insurer end commercial coverage midterm, after the first 90 days, for which reason? K.S.A. 40-2,120
  • The Kansas automobile cancellation act covers a four-wheel vehicle not used in business, other than farming, with a load capacity of how much or less? K.S.A. 40-276
  • Statements in a Kansas notice of cancellation or nonrenewal carry no liability if the information was provided how? K.S.A. 40-2,122
  • Under K.S.A. 40-277, a Kansas auto insurer may cancel when a driver has a third moving violation committed within what period? K.S.A. 40-277
  • Under K.S.A. 40-276a, a Kansas insurer may deny renewal of an automobile liability policy that has been continuously in effect for how long? K.S.A. 40-276a
  • What must a Kansas insurer be able to show to deny renewal of an auto policy because of the insured's physical or mental disablement? K.S.A. 40-276a
  • What must a Kansas insurer provide to an insured whose policy it canceled or did not renew? K.S.A. 40-2,122
  • What must appear on the face of every Kansas notice terminating a motor vehicle liability policy? K.S.A. 40-3118
  • When a Kansas insurer cancels an automobile liability policy for a reason other than nonpayment, what must it tell the named insured? K.S.A. 40-278
  • Which policy falls outside the Kansas automobile cancellation act's definition in K.S.A. 40-276? K.S.A. 40-276

Auto: required limits, PIP and UM/UIM 47

  • A contract is represented as a Kansas motor vehicle liability policy but leaves out required language. How is it construed under K.S.A. 40-3107? K.S.A. 40-3107
  • A Kansas driver shows proof of insurance on a cellular phone. What may the law enforcement officer view on the device? K.S.A. 40-3104
  • A Kansas driver who fails to maintain required PIP coverage and is hurt while operating an uninsured automobile loses the right to recover what? K.S.A. 40-3130
  • A Kansas insurer may exclude personal injury protection benefits for a person injured in which situation? K.S.A. 40-3108
  • A Kansas insurer may exclude uninsured motorist coverage when there is no evidence of physical contact with the uninsured vehicle and what else is missing? K.S.A. 40-284
  • A Kansas insurer that receives an insurance verification form must notify the department of revenue of insurance that was not in force within how long? K.S.A. 40-3104
  • A Kansas underinsured motorist insurer that gets notice of a tentative settlement may substitute its own payment within how long? K.S.A. 40-284
  • A second conviction under K.S.A. 40-3104 within three years of a prior one in Kansas is what class of offense? K.S.A. 40-3104
  • A second Kansas revocation for driving uninsured comes within a year of the first. How much must the owner pay to reinstate? K.S.A. 40-3118
  • An injured person in Kansas does not sue the tortfeasor within how long of the accident, so that the cause of action is assigned to the PIP insurer to the extent of duplicative benefits? K.S.A. 40-3113a
  • An insurer writes an owner's policy in Kansas. For one person hurt or killed in a crash, the policy must cover at least how much under K.S.A. 40-3107? K.S.A. 40-3107
  • The definition of "motor vehicle" in the Kansas automobile injury reparations act leaves out which of these? K.S.A. 40-3103
  • For psychiatric services, occupational therapy and retraining, Kansas no-fault coverage pays up to a limit of not less than how much? K.S.A. 40-3103
  • How does the Kansas automobile injury reparations act figure "monthly earnings" for a regularly employed person? K.S.A. 40-3103
  • How often must Kansas PIP disability benefits be paid after written notice of the loss? K.S.A. 40-3110
  • In a Kansas comparative negligence recovery, a PIP insurer's right of subrogation is reduced by what? K.S.A. 40-3113a
  • K.S.A. 40-295 bars a Kansas insurer from unfair discrimination in issuing, extending or renewing automobile insurance solely because of what? K.S.A. 40-295
  • K.S.A. 40-3104(g) sets what fine for a first violation of the Kansas motor vehicle insurance requirement? K.S.A. 40-3104
  • K.S.A. 40-3105 frees which vehicle from the Kansas insurance requirement? K.S.A. 40-3105
  • K.S.A. 40-3107 lets a Kansas insurer exclude liability coverage while an insured vehicle is used to carry persons for a charge. Which use is outside that exclusion? K.S.A. 40-3107
  • K.S.A. 40-3130 does not bar a Kansas driver whose coverage lapsed for how long or less after at least a year of continuous coverage? K.S.A. 40-3130
  • Kansas personal injury protection benefits are overdue if not paid within how long after the insurer has written notice of a covered loss and its amount? K.S.A. 40-3110
  • Kansas personal injury protection benefits are primary, except that which benefits are credited against them? K.S.A. 40-3110
  • Kansas personal injury protection disability benefits run up to a maximum of not less than how much per month? K.S.A. 40-3103
  • Kansas personal injury protection funeral benefits pay up to how much per individual? K.S.A. 40-3103
  • Kansas PIP must allow at least how much for the reasonable cost of necessary health care after a crash? K.S.A. 40-3103
  • Kansas PIP substitution benefits are subject to what maximum? K.S.A. 40-3103
  • Kansas uninsured motorist coverage must be provided with limits equal to what? K.S.A. 40-284
  • No claim for Kansas personal injury protection benefits may be made after how long from the date of the injury? K.S.A. 40-3110
  • Overdue Kansas personal injury protection payments bear simple interest at what yearly rate? K.S.A. 40-3110
  • Several Kansas policies with uninsured motorist coverage apply to one loss. The total limits available cannot exceed what? K.S.A. 40-284
  • Subject to the one-person limit, K.S.A. 40-3107 requires a Kansas liability policy to cover at least how much for two or more persons hurt or killed in one accident? K.S.A. 40-3107
  • To recover damages for pain and suffering in a Kansas motor vehicle tort action without a listed injury, medical treatment must have a reasonable value of at least how much? K.S.A. 40-3117
  • Two Kansas insurers are liable for PIP benefits for the same injury to one person. What is the most payable from all the policies? K.S.A. 40-3109
  • Two Kansas vehicle liability policies apply to one accident. Under K.S.A. 40-3107, an insurer may limit the total paid under all of them to what? K.S.A. 40-3107
  • Under K.S.A. 40-284, what must any Kansas uninsured motorist coverage include? K.S.A. 40-284
  • Under K.S.A. 40-3104(e), a Kansas driver charged with failing to show proof of insurance is not convicted on producing valid evidence of financial security in court within how long? K.S.A. 40-3104
  • What is the least limit K.S.A. 40-3107 allows in a Kansas motor vehicle liability policy for harm to the property of others? K.S.A. 40-3107
  • What part of uninsured motorist coverage may a Kansas named insured reject in writing? K.S.A. 40-284
  • What reinstatement fee does K.S.A. 40-3118 set after a Kansas registration is revoked for no financial security, with no revocation in the prior year? K.S.A. 40-3118
  • What territory must the liability coverage in a Kansas owner's policy reach? K.S.A. 40-3107
  • When Kansas PIP disability benefits are not includable in gross income for federal income tax, the allowance is limited to what share of lost monthly earnings? K.S.A. 40-3103
  • When must a Kansas owner have motor vehicle liability insurance or self-insurance in effect for a vehicle to be registered? K.S.A. 40-3118
  • Which damages may a Kansas insurer exclude from the liability coverage K.S.A. 40-3107 requires? K.S.A. 40-3107
  • Which injury meets the Kansas threshold for pain and suffering damages under K.S.A. 40-3117 whatever the medical bills? K.S.A. 40-3117
  • Who has the right under K.S.A. 40-3107 to reject personal injury protection benefits in writing in Kansas? K.S.A. 40-3107
  • Whom does K.S.A. 40-3103 count as a "survivor" when a Kansas crash victim dies? K.S.A. 40-3103

Auto plan, FAIR plan and assigned claims 14

  • A Kansas insurer that writes motor vehicle liability insurance without participating in the assigned claims plan faces a civil penalty of up to how much per policy? K.S.A. 40-3116
  • A plan filed under K.S.A. 40-2102 in Kansas is deemed approved unless the commissioner disapproves it within how long? K.S.A. 40-2102
  • An injured person's Kansas no-fault insurer is financially unable to pay. Help from the assigned claims plan is excess over what? K.S.A. 40-3116
  • The board that prescribes operating rules for the Kansas auto plan must convene how often? K.S.A. 40-2102
  • Kansas FAIR plan policies are issued for what term? K.S.A. 40-2142
  • On and after January 1, 2026, how many members sit on the governing board of the Kansas automobile insurance plan? K.S.A. 40-2102
  • On the five-member governing committee of the Kansas assigned claims plan, how many members represent insurers? K.S.A. 40-3116
  • Under K.S.A. 40-2102, the Kansas plan must allow, at the applicant's request, immediate assumption of the risk once the application is complete, the premium is paid and what is done? K.S.A. 40-2102
  • What does the Kansas assigned claims plan provide? K.S.A. 40-3116
  • What does the Kansas FAIR plan act make available? K.S.A. 40-2142
  • What standard do rates for risks in the Kansas automobile insurance plan have to meet under K.S.A. 40-2102? K.S.A. 40-2102
  • Who is not entitled to PIP benefits through the Kansas assigned claims plan? K.S.A. 40-3116
  • Whom does the Kansas automobile insurance plan under K.S.A. 40-2102 serve? K.S.A. 40-2102
  • Within how long of a Kansas FAIR plan rate filing must the commissioner approve or disapprove it, before any extension? K.S.A. 40-2142

Rates, forms and the valued policy law 22

  • The 60-day wait in the Kansas valued policy law also applies to an existing fire policy after coverage is increased by what share or more? K.S.A. 40-905
  • A Kansas building insured against fire is wholly destroyed without criminal fault of the insured. What is taken conclusively as its true value? K.S.A. 40-905
  • A Kansas commissioner's order finding that a market lacks a reasonable degree of competition expires no later than how long after it is issued, unless renewed? K.S.A. 40-953
  • A Kansas insurer pays less than the face value on a total fire loss inside the 60-day period of K.S.A. 40-905. What must it refund? K.S.A. 40-905
  • How many expedited flex-rating filings may a Kansas insurer generally make in any period of 12 consecutive months? K.S.A. 40-970
  • In Kansas, a rate may be modified for an individual risk on the insured's written application if the commissioner does not disapprove it within how long after filing? K.S.A. 40-954
  • K.S.A. 40-905 does not apply to a new Kansas fire policy until it has been in effect for at least how long? K.S.A. 40-905
  • K.S.A. 40-954 bars Kansas automobile insurance classifications based on what? K.S.A. 40-954
  • The Kansas fire and casualty rating act in K.S.A. 40-952 does not apply to which insurance? K.S.A. 40-952
  • Kansas improvements on real property may not be required to be insured for more than what? K.S.A. 40-905
  • The Kansas valued policy section, K.S.A. 40-905, applies to a total loss by which perils? K.S.A. 40-905
  • May a Kansas insurer meet its rate filing duty through a licensed rating organization? K.S.A. 40-955
  • On which basis may no rate classification rest under K.S.A. 40-954 in Kansas? K.S.A. 40-954
  • Once a rating plan has been filed in Kansas, what does K.S.A. 40-954 say about its use? K.S.A. 40-954
  • Under K.S.A. 40-905, paying the premium on a Kansas policy insuring improvements on real property is prima facie evidence of what? K.S.A. 40-905
  • Under K.S.A. 40-953, when are Kansas rates presumed not to be excessive? K.S.A. 40-953
  • Under the Kansas flex-rating act, a personal insurance rate filing may take effect the date it is filed if the overall statewide change is no more than what? K.S.A. 40-970
  • What does K.S.A. 40-955 say about a certificate of insurance in Kansas? K.S.A. 40-955
  • What must every insurer file with the Kansas commissioner under K.S.A. 40-955? K.S.A. 40-955
  • What standard does K.S.A. 40-953 set for Kansas fire and casualty rates? K.S.A. 40-953
  • When is a Kansas rate filing open to public inspection? K.S.A. 40-955
  • Which Kansas policies are outside the valued policy rule of K.S.A. 40-905? K.S.A. 40-905

Insurance guaranty association 15

  • The $300,000 ceiling on what the Kansas guaranty fund pays is lifted for which claims? K.S.A. 40-2906
  • A claim filed with the Kansas guaranty association is not a covered claim if filed after the court's final date or after how long from the order of liquidation, whichever is earlier? K.S.A. 40-2906
  • A member insurer of the Kansas guaranty association must be notified of an assessment no later than how long before it is due? K.S.A. 40-2906
  • After a Kansas insurer's insolvency, when will punitive or exemplary damages be paid as part of a covered claim? K.S.A. 40-2903
  • For the Kansas guaranty act, an "insolvent insurer" must have what entered against it? K.S.A. 40-2903
  • From January 1, 2025, the board of the Kansas insurance guaranty association has how many members? K.S.A. 40-2905
  • How does an insurer become a member of the Kansas insurance guaranty association? K.S.A. 40-2904
  • How does K.S.A. 40-2904 describe the legal form of the Kansas insurance guaranty association? K.S.A. 40-2904
  • How does K.S.A. 40-2906 divide the cost of an insolvency among the insurers that belong to the Kansas guaranty fund? K.S.A. 40-2906
  • In one year, a member insurer of the Kansas insurance guaranty association may not be assessed more than what share of its net direct written premiums for the preceding year? K.S.A. 40-2906
  • K.S.A. 40-2903 leaves which amount out of the definition of "covered claim" in Kansas? K.S.A. 40-2903
  • The Kansas insurance guaranty association pays only the part of a covered claim that does not exceed what amount? K.S.A. 40-2906
  • Proceedings in Kansas courts in which the insolvent insurer is a party are stayed for how long so the guaranty association can prepare a defense? K.S.A. 40-2916
  • Under K.S.A. 40-2905, who chooses the directors of the Kansas guaranty fund for property and casualty insurers? K.S.A. 40-2905
  • What is the most the Kansas guaranty association pays for all first and third-party claims under a cybersecurity policy arising from a single insured event? K.S.A. 40-2906

Workers compensation 49

  • A Kansas application for a workers compensation hearing must be on file within how long of the accident, or within two years of the last payment of compensation if later? K.S.A. 44-534
  • A Kansas employee gives written notice of a work injury. To whom must it be sent under K.S.A. 44-520? K.S.A. 44-520
  • A Kansas employee is conclusively presumed impaired at the time of injury with an alcohol concentration of what level or more? K.S.A. 44-501
  • A Kansas employee may not receive temporary total disability benefits for weeks in which the employee also receives what? K.S.A. 44-510c
  • A Kansas employee refuses a chemical test the employer requested with sufficient cause to suspect alcohol or drug use. What results? K.S.A. 44-501
  • A Kansas employee refuses accommodated work within the temporary restrictions set by the authorized treating physician. What follows? K.S.A. 44-510c
  • A Kansas employee shown to have been impaired may overcome the presumption that the impairment contributed to the injury by what standard of evidence? K.S.A. 44-501
  • A Kansas employee who no longer works for the employer must give notice of injury within how long after the last day of employment, if that is earlier? K.S.A. 44-520
  • A Kansas employee who takes a prescription drug in therapeutic doses keeps compensation if there were no prior incidents of impairment on the job from the drug within the previous how long? K.S.A. 44-501
  • A Kansas employer that agreed to treatment by prayer or spiritual means may withdraw from the agreement on how much written notice? K.S.A. 44-510h
  • A Kansas employer's knowing and intentional failure to secure workers compensation is what offense? K.S.A. 44-532
  • A Kansas principal contracts out part of its trade or business. For a worker of the contractor, what is the principal's liability? K.S.A. 44-503
  • A Kansas workers compensation carrier must file notice of the issuance, nonrenewal or cancellation of a policy with the director within how long? K.S.A. 44-532
  • A wholly dependent child of a deceased Kansas employee is generally paid compensation until what age, apart from the school and disability exceptions? K.S.A. 44-510b
  • Before hearing a Kansas workers compensation application, the administrative law judge must give the parties notice of not less than how long? K.S.A. 44-534
  • For a full-time student in higher education, Kansas workers compensation death benefits can run until what age? K.S.A. 44-510b
  • For what purpose is the Kansas workers compensation act liberally construed? K.S.A. 44-501b
  • How are the services of a qualified real estate agent treated under the Kansas workers compensation act? K.S.A. 44-505
  • How long is a surviving legal spouse paid Kansas workers compensation death benefits, except as the section otherwise provides? K.S.A. 44-510b
  • How many awards of permanent total disability may an injured worker receive in a lifetime under Kansas law? K.S.A. 44-510c
  • How may a Kansas employer in an excepted employment come within the workers compensation act? K.S.A. 44-505
  • In counting the Kansas notice of injury period, how are weekends treated? K.S.A. 44-520
  • In figuring the $20,000 Kansas payroll threshold for workers compensation, whose wages are left out? K.S.A. 44-505
  • In Kansas, compensation for the first week of temporary total disability is paid only if the disability lasts how long? K.S.A. 44-510c
  • K.S.A. 44-505 leaves which kind of work out of Kansas workers compensation unless coverage is elected? K.S.A. 44-505
  • K.S.A. 44-510f limits what a Kansas employer pays for temporary total disability from one injury to how much through June 30, 2027? K.S.A. 44-510f
  • Kansas compensation is disallowed when the injury results from the employee's voluntary participation in what? K.S.A. 44-501
  • Kansas death benefits to other wholly dependent persons, when there is no eligible spouse or child, may not exceed what total? K.S.A. 44-510b
  • Kansas weekly compensation for permanent partial general disability from a whole body injury runs for no more than how many weeks? K.S.A. 44-510e
  • Kansas weekly compensation for permanent total disability is in no case less than how much per week? K.S.A. 44-510c
  • The Kansas workers compensation act does not apply to an employer whose total gross annual payroll for the preceding year was not more than how much? K.S.A. 44-505
  • Notice of a Kansas work injury by accident must be given to the employer within how long of the accident, when the employee still works there? K.S.A. 44-520
  • On a Kansas work death, what initial payment goes to the surviving legal spouse or wholly dependent children after dependency is determined? K.S.A. 44-510b
  • Under the Kansas subcontracting section, K.S.A. 44-503, who is not counted as a worker? K.S.A. 44-503
  • Weekly Kansas death benefits to all dependents equal what share of the employee's average weekly wage? K.S.A. 44-510b
  • The weekly maximum for Kansas permanent total disability is the dollar amount nearest to what percentage of the state's average weekly wage? K.S.A. 44-510c
  • What civil penalty may a Kansas employer face for knowingly failing to secure workers compensation? K.S.A. 44-532
  • What is the most a Kansas employer owes in compensation benefits for permanent total disability from one injury, before the yearly adjustments that begin July 1, 2027? K.S.A. 44-510f
  • What kind of evidence does K.S.A. 44-510c require to prove permanent total disability in Kansas? K.S.A. 44-510c
  • When a Kansas employer's compensation is insured, what is the insurer's position under the act? K.S.A. 44-532
  • When compensation is recoverable under the Kansas workers compensation act, what is the employer's liability for the injury outside the act? K.S.A. 44-501b
  • When is the Kansas notice of injury requirement waived? K.S.A. 44-520
  • When only functional impairment is awarded for Kansas permanent partial disability, the cap on compensation is how much? K.S.A. 44-510f
  • When the Kansas director finds the furnished healthcare provider's services not satisfactory, the employer must submit the names of how many providers for the employee to choose from? K.S.A. 44-510h
  • Which conduct by a Kansas employee leads to compensation being disallowed under K.S.A. 44-501? K.S.A. 44-501
  • Which is a lawful way for a Kansas employer to secure payment of workers compensation? K.S.A. 44-532
  • Who carries the burden of proof on a Kansas workers compensation claim? K.S.A. 44-501b
  • Who pays the cost of workers compensation insurance in Kansas? K.S.A. 44-532
  • Without approval, a Kansas employee may consult a healthcare provider of the employee's choice, and the employer is liable for those fees up to what total? K.S.A. 44-510h

How this list was compiled: Kansas Statutes Annotated, chapter 40 (articles 2, 9, 21, 24, 29, 31, 49 and 55) and chapter 44 (article 5), on the Kansas Office of Revisor of Statutes site (https://www.ksrevisor.gov/). Each question names its section and links to it. Read 2026-10-05. Licence: Own work. Every question, wrong choice and explanation was written for this site from the text of the law. Nothing comes from a testing vendor, a prep course or an exam question pool.

How it works

This unofficial Kansas property and casualty practice exam asks the law only: 224 free questions written from Kansas Statutes chapters 40 and 44, no-fault auto and workers compensation included. It skips policy forms, coverage theory and textbook lessons.

Read the full guide

What the Kansas law questions cover

Eight groups: agent and public adjuster licensing, claim handling and fraud, cancellation and nonrenewal, auto liability limits with personal injury protection and uninsured motorist coverage, the auto plan, FAIR plan and assigned claims plan, rates, forms and the valued policy law, the guaranty association and workers compensation. No-fault auto and workers compensation are the two largest groups.

Where each Kansas answer comes from

Each answer names its section of K.S.A. chapter 40 or chapter 44 and links to the copy kept by the Kansas Office of Revisor of Statutes.

  • Minimum auto liability limits: $25,000 for one person, $50,000 for two or more, $25,000 for property of others (K.S.A. 40-3107).
  • Personal injury protection: medical at least $4,500, rehabilitation at least $4,500, funeral up to $2,000 (K.S.A. 40-3103).
  • Nonrenewal notice: at least 30 days for an automobile liability policy, at least 60 for a business property or casualty policy (K.S.A. 40-276a, 40-2,121).

Questions and answers

How many questions are on the Kansas property and casualty test?

That number is not printed here. None of the Kansas statutes read for this bank sets the state exam's length, clock or passing score, and none was copied from the Kansas Department of Insurance. The 25 questions of exam mode are only a set size.

Is this Kansas property and casualty practice exam free?

It costs nothing: all 224 questions are open, and your answers are kept only in your browser. The questions were written for this page from Kansas statutes; none comes from the state's exam.

What is on this Kansas property and casualty practice exam?

Kansas law only: agent and public adjuster licensing, unfair claim practices, cancellation, no-fault auto and uninsured motorist coverage, the FAIR plan, rates and the valued policy law, the guaranty association and workers compensation. Homeowners, auto and commercial policy forms and insurance theory are left out.

What are the Kansas minimum auto liability limits?

Under K.S.A. 40-3107, a motor vehicle liability policy carries at least $25,000 for bodily injury to or death of one person in one accident, $50,000 for two or more persons, and $25,000 for harm to the property of others.

What is the Kansas valued policy law?

Under K.S.A. 40-905, when an insured building is wholly destroyed by fire, tornado, windstorm or lightning without criminal fault of the insured, the amount of insurance written in the policy is taken conclusively as the property's true value.