A producer licensed for property and casualty in another state moves to Wyoming. To keep those lines without an examination, the producer applies within how many days of establishing legal residence?W.S. 26-9-209(b)
A Wyoming insurer has notified the commissioner that it terminated a producer. Within how many days of that notification must it mail the producer a copy?W.S. 26-9-214(c)
A Wyoming licensee is criminally prosecuted. The 30 days to report it to the commissioner run from which date?W.S. 26-9-216(b)
A Wyoming producer reinstates a lapsed license within 12 months of the due date. What penalty is added to the continuation fee?W.S. 26-9-207(c)
Admitted insurers can write a Wyoming risk in full, but a nonadmitted insurer would charge less. May the risk be exported as surplus lines?W.S. 26-11-104(a)
After a diligent effort, admitted insurers will write $2 million of a $5 million Wyoming risk. How much may be exported to a nonadmitted insurer?W.S. 26-11-104(a)
An insurer brings in adjusters not licensed in Wyoming for a series of losses from one catastrophe. What must the insurer do?W.S. 26-9-219(c)
At least how often must the Wyoming commissioner examine each insurer licensed in the state?W.S. 26-2-116(a)
Show all 100 questions (92 more)
Producers, adjusters and surplus lines, continued
By what date each year does an insurer remit the continuation appointment fee for its appointed Wyoming producers?W.S. 26-9-213(e)
By what date in the second year after issue must a Wyoming producer pay the continuation fee and have met continuing education?W.S. 26-9-207(b)
Can a Wyoming producer acting in the capacity of a broker obligate an insurer on a risk by the producer's own acts?W.S. 26-9-224(a)
For a violator who is not an individual agent or adjuster, what is the aggregate cap on Wyoming civil penalties for all offenses within one year?W.S. 26-1-107(b)
For good cause, how long an extension may the Wyoming commissioner grant to complete required continuing education?W.S. 26-9-231(e)
For how long after a surplus lines contract ends must a Wyoming broker keep its record open to the commissioner?W.S. 26-11-116(b)
For how long after a transaction is completed must a Wyoming producer keep its record available for inspection?W.S. 26-9-228(c)
For how long at most may Wyoming issue a temporary producer license, for example to the surviving spouse of a producer who has died?W.S. 26-9-210(a)
For which lines of insurance may a Wyoming adjuster qualify?W.S. 26-9-219(a)
How must a Wyoming producer hold the premiums the producer receives?W.S. 26-9-229(b)
How recently must an applicant for a Wyoming adjuster license have passed the written examination?W.S. 26-9-219(b)
May a Wyoming producer who is also a licensed insurance consultant act as both in the same insurance transaction?W.S. 26-9-220(f)
May a Wyoming resident producer keep the required place of business in the producer's own home?W.S. 26-9-228(a)
To whom does Wyoming's 24-hour continuing education requirement not apply?W.S. 26-9-231(a)
What bond does a Wyoming surplus line broker keep in force in favor of the state?W.S. 26-11-114
What is the most the Wyoming commissioner may impose as a civil penalty on an individual agent or adjuster for one offense?W.S. 26-1-107(b)
What license must a Wyoming resident already hold to qualify for a resident surplus lines broker license?W.S. 26-11-112(f)
What tax does a Wyoming surplus lines broker collect on gross premiums and pay to the commissioner?W.S. 26-11-118(c)
When is a Wyoming producer license deemed to be used principally for writing controlled business?W.S. 26-9-226(b)
Which felony conviction is a listed cause for Wyoming to refuse or revoke a producer license?W.S. 26-9-211(a)
Which insurance is outside Wyoming's controlled business restriction?W.S. 26-9-226(d)
Who appoints Wyoming's insurance commissioner?W.S. 26-2-102
Who may hold out as an insurance consultant for hire in Wyoming without the consultant license of W.S. 26-9-220?W.S. 26-9-220(e)
Who pays for the criminal history background check on a Wyoming resident producer applicant?W.S. 26-9-206(a)
Within how many days must a Wyoming licensee tell the commissioner of a new name, address, telephone number or email address?W.S. 26-9-207(f)
Trade practices and claim payment 11
A Wyoming adjuster investigates a property fire loss. What must the adjuster report in writing to the commissioner?W.S. 26-23-102(b)
A Wyoming court finds an insurer's refusal to pay a covered loss unreasonable. Besides an attorney's fee, what yearly interest may it award?W.S. 26-15-124(c)
A Wyoming insurer pays a collision loss and recovers on its subrogated claim. What is paid out of the recovery first?W.S. 26-13-113(a)
A Wyoming insurer's advertisement states its capital or assets. What must the same advertisement set forth in equal prominence?W.S. 26-13-106(a)
Under Wyoming's rebate statute, which word may not be used in an insurance advertisement, except as otherwise provided by law?W.S. 26-13-110(a)
What is the longest term for which an insurer may issue a policy insuring property in Wyoming?W.S. 26-23-104(a)
What must accompany a claim payment made to a Wyoming insured or beneficiary?W.S. 26-13-124(a)
Which act, done as a general business practice, is an unfair claims settlement practice in Wyoming?W.S. 26-13-124(a)
Within how many days of receiving a claim and supporting bills must a Wyoming property or casualty insurer reject it or accept and pay it?W.S. 26-15-124(b)
Wyoming forbids buying insurance on property for more than its fair value. What does that rule not apply to?W.S. 26-23-101(a)
Wyoming's ban on boycott and coercion lets which insurer refuse to renew a casualty policy for nonpayment of dues?W.S. 26-13-108
Cancellation, nonrenewal and binders 22
A Wyoming binder reaches 90 days and the policy has not been issued. How may it be extended?W.S. 26-15-119(c)
A Wyoming homeowner has made one hail claim in three years. May the insurer deny renewal because of that claim?W.S. 26-23-107(a)
A Wyoming homeowner phones the insurer to ask what the policy covers and files no claim. How may that call count in the claims history used for renewal or premium?W.S. 26-23-108(a)
A Wyoming homeowners policy is nonrenewed in violation of the natural causes rule. What may the commissioner order?W.S. 26-23-107(d)
A Wyoming insured fails to pay a premium when due. The written notice must come at least how long before the proposed cancellation date?W.S. 26-35-202(b)
A Wyoming insurer cancels mid-term for a substantial change in the risk assumed. How many days' written notice is the minimum?W.S. 26-35-202(b)
A Wyoming insurer loses its reinsurance and the loss threatens its solvency. What must it do for each policyholder?W.S. 26-35-202(d)
A Wyoming insurer renews at a higher rate but sends the renewal terms late. The insured cancels within 45 days of receiving them. How is earned premium figured?W.S. 26-35-204(c)
A Wyoming policy runs three years and, for additional premium, guarantees its annual premium. May the insurer raise that premium in the second year?W.S. 26-35-103(c)
Does Wyoming's article on mid-term cancellation and nonrenewal of property and casualty insurance apply to a binder?W.S. 26-35-201
For which mid-term cancellation ground does W.S. 26-35-202(b) set neither the 10-day nor the 45-day notice period?W.S. 26-35-202(b)
How does Wyoming law treat the mid-term cancellation of an insurer's entire block, line or class of business?W.S. 26-35-103(b)
How far ahead of the expiration or anniversary date must a Wyoming insurer give written notice that it will not renew a homeowners policy?W.S. 26-35-203(b)
May a Wyoming binder for property insurance be made orally?W.S. 26-15-119(a)
One household member's driving record would justify cancelling a Wyoming auto policy. What may the insurer offer instead?W.S. 26-35-105
To whom must a Wyoming cancellation or nonrenewal notice be personally delivered or mailed?W.S. 26-35-101
What does Wyoming law accept as sufficient proof that a notice of cancellation was given?W.S. 26-35-101
What must a Wyoming notice of nonrenewal state?W.S. 26-35-203(c)
When must a Wyoming insurer that cancels a policy refund the unearned premium?W.S. 26-35-102
Which is NOT one of Wyoming's four grounds for cancelling a property or casualty policy before its term expires?W.S. 26-35-202(a)
Which Wyoming policy needs 90 days' notice of nonrenewal instead of 45?W.S. 26-35-203(b)
Wyoming's limits on mid-term cancellation do not apply to a new policy, not a renewal, that has been in effect for less than how many days?W.S. 26-35-202(c)
Auto: liability coverage and uninsured motorists 15
A Wyoming driver cited for a moving violation cannot show proof of financial responsibility at the roadside. How many days does the driver have to produce it?W.S. 31-4-103(b)
A Wyoming insurer pays its insured under uninsured motorist coverage. To what does W.S. 31-10-104 entitle it?W.S. 31-10-104
A Wyoming owner's policy of liability insurance must insure to at least which limits in any one accident?W.S. 31-9-405(b)
After a conviction for operating without liability coverage, for how long must a Wyoming driver file and maintain proof of financial responsibility?W.S. 31-4-103(c)
Besides a surety company's bond, which bond may prove financial responsibility in Wyoming?W.S. 31-9-408(a)
Besides the person named, whom must a Wyoming owner's policy of liability insurance cover as insured?W.S. 31-9-405(b)
How many motor vehicles must be registered in a person's name before that person may qualify as a self-insurer in Wyoming?W.S. 31-9-414(a)
On a second or later violation of Wyoming's liability coverage requirement, what must the judge require of the defendant?W.S. 31-4-103(a)
Under W.S. 31-10-102, when does an insured vehicle count as an "uninsured motor vehicle"?W.S. 31-10-102
What base amount of cash, securities or surety bond does a Wyoming self-insurer file, before the added $100 for each vehicle over 25?W.S. 31-9-414(a)
What fine applies in Wyoming to an owner who operates a registered vehicle with no liability policy or bond in effect?W.S. 31-4-103(a)
Which loss does Wyoming's required uninsured motorist coverage protect against?W.S. 31-10-101
Who may reject uninsured motorist coverage on a Wyoming auto liability policy?W.S. 31-10-101
Within what territory must a Wyoming owner's policy of liability insurance apply?W.S. 31-9-405(b)
Wyoming accepts a deposit of cash or securities with the director of the department of transportation as proof of financial responsibility. How much?W.S. 31-9-409(a)
Insurance guaranty association 6
A claim is not covered by the Wyoming Insurance Guaranty Association if it is filed after the court's final date for claims or how many months after the order of liquidation, whichever is earlier?W.S. 26-31-111(c)
A first-party claim for damage to a building could be paid by two states' guaranty associations. Under Wyoming law, where is recovery sought first?W.S. 26-31-111(b)
Does a "covered claim" against the Wyoming Insurance Guaranty Association include punitive damages?W.S. 26-31-103(a)
What is the most the Wyoming Insurance Guaranty Association pays on a covered claim that is not for worker's compensation or unearned premium?W.S. 26-31-106(c)
What is the most the Wyoming Insurance Guaranty Association pays per policy on a covered claim for return of unearned premium?W.S. 26-31-106(c)
The Wyoming Insurance Guaranty Association chapter applies to direct insurance with stated exceptions. Which kind is excepted?W.S. 26-31-102
Worker's compensation 13
A Wyoming employee does not report the injury or file the injury report on time. What follows?W.S. 27-14-502(c)
A Wyoming employer keeps the Act's protection from employee suits only if the required premium is paid within how many days of the date due?W.S. 27-14-104(c)
A Wyoming employer willfully fails to report an occurrence that injured an employee. What is the maximum fine?W.S. 27-14-506(c)
Absent extraordinary circumstances, what is the longest cumulative period for a Wyoming temporary total disability award from one accident?W.S. 27-14-404(a)
For a Wyoming injury from a single brief occurrence, how long after the injury occurred may an application or claim for benefits be filed?W.S. 27-14-503(a)
From what are Wyoming worker's compensation awards and claim determinations paid?W.S. 27-14-701
How does the Wyoming legislature say the Worker's Compensation Act is to be construed?W.S. 27-14-101(b)
How soon after the general nature of an injury is apparent must a Wyoming employee report the accident to the employer?W.S. 27-14-502(a)
What interest do Wyoming worker's compensation premiums bear when they are not paid by the date due?W.S. 27-14-203(c)
When may an injured Wyoming employee sue a co-employee despite the Worker's Compensation Act?W.S. 27-14-104(a)
Who divides employments into classes and readjusts their rates under Wyoming's Worker's Compensation Act?W.S. 27-14-201(a)
Within how many days after an injury became apparent must a Wyoming employee file an injury report with the employer and the division?W.S. 27-14-502(a)
Wyoming's Worker's Compensation Act applies to employment that the statute deems what?W.S. 27-14-108(a)
How this list was compiled: Wyoming Statutes Title 26 (Insurance Code), Title 31 (W.S. 31-4-103, chapter 9 and chapter 10) and Title 27, chapter 14 (Worker's Compensation Act), on the Wyoming Legislature's own site (https://wyoleg.gov/statutes/compress/title26.pdf, title31.pdf and title27.pdf), read on October 12, 2026. Each question names its section and links to its title. The topics follow the state section of the "Wyoming Insurance Content Outlines" for the Property and Casualty Producer examination (State Statutes, Rules, and Regulations: 35 scoreable questions plus 5 pretest questions; effective April 15, 2025), which prints the statute references beside each topic. The outline is linked from the exam scheduling page that the Wyoming Department of Insurance links at https://doi.wyo.gov/licensing/producers (the outline: https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/125101.pdf). Licence: Own work. Every question, wrong choice and explanation was written for this site from the text of the law. Nothing comes from a testing vendor, a prep course or an exam question pool.
How it works
An unofficial practice test for Wyoming property and casualty producer license candidates, on the state statutes alone: 100 questions drawn from Titles 26, 27 and 31. Homeowners and auto policy forms are left out. The Wyoming Department of Insurance is not affiliated with this page.
Read the full guide
The state section of the Wyoming producer exam
The outline effective April 15, 2025 prints the statute beside each topic of the exam's Wyoming section: 20 questions on law common to all lines, 5 on cancellation, binders and claim payment, 10 on auto, worker's compensation and surplus lines. This bank leans toward the last two parts.
Worker's compensation in Wyoming is a state account
Awards are paid from the state's worker's compensation account, and a state division sets the classes and rates (W.S. 27-14-201, 27-14-701). That group asks the Act itself: reporting deadlines, the one-year claim limit and the exclusive remedy.
Mid-term cancellation has four grounds: 10 days' notice for nonpayment, 45 for a changed risk or a breach; nonrenewal 45 (W.S. 26-35-202, 26-35-203).
An owner's policy insures for $25,000, $50,000 and $20,000; proof by deposit takes $25,000 in cash or securities (W.S. 31-9-405, 31-9-409).
The guaranty association pays up to $300,000 a covered claim, $7,500 of unearned premium a policy, worker's compensation in full (W.S. 26-31-106).
Questions and answers
How many questions are on the Wyoming property and casualty exam?
The candidate handbook lists 150 questions in 2.5 hours for the Property and Casualty Producer exam. Of those, the outline gives the Wyoming section 35 scored questions plus 5 unscored pretest questions.
What is the passing score for the Wyoming insurance exam?
The candidate handbook says the passing score was set by the Wyoming Department of Insurance and that you need to answer 70 percent of questions correctly. Partial passes are not permitted on a combination exam, so the mark applies to all 150 questions.
Is the Wyoming property and casualty practice test free?
It is free. The 100 questions are our own work from the Wyoming Statutes, your answers stay on your device, and the Wyoming Department of Insurance did not write or review any of them.
How long does a Wyoming insurer have to pay a property claim?
W.S. 26-15-124 gives a property or casualty insurer 45 days after it receives the claim and supporting bills to reject the claim or accept and pay it. An unreasonable refusal can add attorney's fees and 10 percent interest.
Does the Wyoming exam cover homeowners and auto policy forms?
Yes, in its two general sections of 50 scored questions each, which are outside this bank. Exam mode here draws 35 questions, as many as the Wyoming section scores.