A licensed adjuster teaches an approved continuing education course. What credit does Wyoming give the teacher?W.S. 26-9-231(b)
A licensed Wyoming agent helps adjust a loss. When is the agent not an adjuster under W.S. 26-9-202?W.S. 26-9-202(a)(xxv)
A Wyoming adjuster license may carry property insurance, casualty insurance and which third line?W.S. 26-9-219(a)
An adjuster investigating a Wyoming property loss finds the property is overinsured. What does W.S. 26-23-102 require?W.S. 26-23-102(a)
An adjuster's own state does not license adjusters. Which state may the adjuster designate as home state under W.S. 26-9-219(d)?W.S. 26-9-219(d)
An applicant for a Wyoming adjuster license lives in another state. What must be true of that state?W.S. 26-9-219(b)
An out-of-state adjuster never enters Wyoming but negotiates a Wyoming property claim for an insurer by phone and email. Is a Wyoming license required?W.S. 26-9-219(c)
For which loss does W.S. 26-9-219(c) excuse an adjuster from holding a Wyoming license?W.S. 26-9-219(c)
How does Wyoming law treat an adjuster's report to the commissioner of overinsurance or of a fire's cause?W.S. 26-23-102(c)
How many classroom hours of continuing education must a Wyoming adjuster complete in each two-year licensing period?W.S. 26-9-231(a)
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Adjuster licensing, continued
How many people working portable electronic device claims under the exemption of W.S. 26-9-219(f) may one licensed adjuster supervise?W.S. 26-9-219(f)
In a Wyoming appraisal the two appraisers cannot agree on an umpire. Who selects one?W.S. 26-9-202(a)(xxvii)
Of a Wyoming adjuster's continuing education hours in a licensing period, at least how many must relate to ethical requirements?W.S. 26-9-231(a)
On whose behalf does a "public adjuster" act under W.S. 26-9-202?W.S. 26-9-202(a)(xxiii)
What must a licensed Wyoming adjuster have and maintain under W.S. 26-9-219(b)(v)?W.S. 26-9-219(b)
When may the commissioner waive the written examination for a nonresident adjuster applicant?W.S. 26-9-219(b)
Which adjuster applicant must give the commissioner fingerprints for a criminal history background check?W.S. 26-9-219(b)
Which applicant meets the competence requirement of W.S. 26-9-219(b)(iii) without claims experience?W.S. 26-9-219(b)
Which nonresident adjuster is exempt from Wyoming's continuing education requirement?W.S. 26-9-231(f)
Which person is NOT an adjuster for the purposes of Wyoming's licensing chapter?W.S. 26-9-202(a)(xxv)
Who is an "appraiser" in Wyoming's licensing chapter?W.S. 26-9-202(a)(xxvi)
Within how many days after a continuing education course must the sponsoring organization execute the written certification?W.S. 26-9-231(f)
Wyoming's definition of an adjuster covers claims arising under which insurance contracts?W.S. 26-9-202(a)(xxv)
Discipline, reports and penalties 13
A nonresident adjuster lets the home state license lapse. What is that under W.S. 26-9-211(a)?W.S. 26-9-211(a)
A violation of Wyoming's insurance code with no greater penalty provided is a misdemeanor. What is the longest county jail term?W.S. 26-1-107(a)
A Wyoming licensee under investigation surrenders the license. What follows under W.S. 26-9-211(c)?W.S. 26-9-211(c)
After notice and a chance for hearing, the commissioner may levy the reasonable costs of investigation and proceedings against a disciplined person, up to what amount?W.S. 26-9-211(d)
An adjuster acts in good faith in conformity with a department rule that a court later holds invalid. What does W.S. 26-2-110(c) provide?W.S. 26-2-110(c)
Another state's regulator takes administrative action against a Wyoming licensee. Within how many days of the final disposition must the licensee report it?W.S. 26-9-216(a)
Before imposing a civil penalty, the commissioner gives written notice fixing a hearing at least how many days after the notice?W.S. 26-1-107(c)
The commissioner has reason to believe a person committed a violation for which criminal prosecution is provided. To whom does he give the information?W.S. 26-2-112(b)
What is the most a person pays the state for a willful violation of a lawful order of the commissioner under W.S. 26-2-112(c)?W.S. 26-2-112(c)
What is the most an individual adjuster may be assessed in civil penalties for all offenses within any one year?W.S. 26-1-107(b)
What must a licensee's report of an out-of-state administrative action include?W.S. 26-9-216(a)
When may a business entity's license be revoked for an individual licensee's violation?W.S. 26-9-211(b)
Which failure, unrelated to insurance, is a listed cause for license action under W.S. 26-9-211(a)?W.S. 26-9-211(a)
Commissioner, hearings and orders 19
A cease and desist order under W.S. 26-2-130 is of no effect at the end of which day, unless a temporary restraining order is obtained or the person stipulates?W.S. 26-2-130(b)
A person aggrieved by an act of the commissioner files a request for hearing within how many days of knowing of the act, unless another law sets a different period?W.S. 26-2-125(c)
A request for hearing reaches the commissioner before the effective date of an action he proposes. What is its usual effect?W.S. 26-2-125(f)
A transcript of a commissioner's hearing is to be made. Within how many days after the hearing ends must the order be made and entered?W.S. 26-2-128(a)
An order of the commissioner is mailed, postage prepaid, to a licensee's address of record. When is it deemed given?W.S. 26-2-111(c)
As a rule, for how long must a foreign insurer have been issuing its own policies as an authorized insurer before it may be authorized in Wyoming?W.S. 26-3-105(a)
Before issuing a cease and desist order under W.S. 26-2-130, what must the department have done besides showing specific facts by affidavit?W.S. 26-2-130(a)
The commissioner does not enter an order within the time allowed after a hearing. What is that failure deemed?W.S. 26-2-128(a)
The commissioner finds a hearing request justified. Unless postponed by mutual consent, the hearing is held within how many days of the request's filing?W.S. 26-2-125(e)
The examiner in charge makes a verified written report no later than how many days after completing an examination?W.S. 26-2-121(a)
How often may the commissioner examine the records of a person who is or holds himself out to be an adjuster?W.S. 26-2-117(a)
If the person affected requests no hearing, a cease and desist order becomes final how many days after the person receives it?W.S. 26-2-130(g)
Under W.S. 26-1-102, what is an insurer formed under the laws of a country other than the United States?W.S. 26-1-102(a)(iii)
What limit does W.S. 26-2-110(a) put on a rule the commissioner makes?W.S. 26-2-110(a)
What must an insurer hold before it transacts insurance in Wyoming?W.S. 26-3-101(a)
When is an order or notice of the Wyoming commissioner effective?W.S. 26-2-111(a)
Which right does W.S. 26-2-127 give a party to a hearing before the commissioner?W.S. 26-2-127(a)
Who elects the governing body of a mutual insurer, as W.S. 26-1-102 defines one?W.S. 26-1-102(a)(xix)
Who is eligible to hold the office of Wyoming insurance commissioner under W.S. 26-2-103?W.S. 26-2-103
Unfair practices and claim payment 12
A false statement that is maliciously critical of an insurer's financial condition, made to injure a person in the insurance business, is which prohibited practice?W.S. 26-13-107
A person claiming a loss asks a Wyoming insurer in writing for help with proving it. What must the insurer furnish?W.S. 26-15-126
A Wyoming property or casualty insurer has 45 days to reject a claim or accept and pay it. From the receipt of what do the days run?W.S. 26-15-124(b)
An insurer routinely requires a preliminary claim report and then a formal proof of loss holding substantially the same information, to slow payment. How does W.S. 26-13-124 class this?W.S. 26-13-124(a)
Liability is reasonably clear under one coverage of a policy. Which act about that coverage does W.S. 26-13-124 list as unfair?W.S. 26-13-124(a)
Misrepresenting or incompletely comparing policy terms to induce a policyholder to lapse, surrender or convert a policy is which prohibited practice in Wyoming?W.S. 26-13-105
W.S. 26-13-109 bars unfair discrimination in premiums, benefits or terms between insureds or risks of what kind?W.S. 26-13-109(a)
What must an insurer promptly provide when it denies a claim or offers a compromise settlement?W.S. 26-13-124(a)
When do the acts listed in W.S. 26-13-124 amount to an unfair claims settlement practice?W.S. 26-13-124(a)
When may a Wyoming court add a reasonable attorney's fee to a judgment for a claimant against an insurer?W.S. 26-15-124(c)
Which act does W.S. 26-13-201 prohibit when done knowingly or willfully?W.S. 26-13-201(a)
Which act is a prohibited misrepresentation under W.S. 26-13-103?W.S. 26-13-103(a)
Binders, renewal and auto coverage 11
A named insured rejected uninsured motorist coverage. Must the same insurer provide it in the renewal policy?W.S. 31-10-101
A person required to file proof of financial responsibility does so by certificate of insurance. Which of that person's vehicles may stay registered?W.S. 31-9-403(b)
A Wyoming binder takes effect on March 1 and the policy is issued on March 31. When does the binder stop being valid?W.S. 26-15-119(b)
A Wyoming insurer tries to nonrenew a policy without complying with W.S. 26-35-203. What is the effect of the attempt?W.S. 26-35-203(a)
An insurer not authorized in Wyoming certifies a nonresident's policy as proof of financial responsibility. What must it execute?W.S. 31-9-404(a)
An insurer pays uninsured motorist benefits because the other driver's insurer is insolvent. Against whom does W.S. 31-10-104 deny it a right of recovery?W.S. 31-10-104
An insurer states its reason for nonrenewal in good faith, as Wyoming law requires. What protection does W.S. 26-35-203(c) give it?W.S. 26-35-203(c)
The insolvency protection of Wyoming's uninsured motorist law applies to accidents that occur when?W.S. 31-10-103
To which insurance does Wyoming's binder section not apply?W.S. 26-15-119(d)
What does an operator's policy of liability insurance insure under W.S. 31-9-405(c)?W.S. 31-9-405(c)
Wyoming mandatorily revokes a driver's license. What else is suspended unless the person gives and maintains proof of financial responsibility?W.S. 31-9-401(a)
How this list was compiled: Wyoming Statutes Title 26 (Insurance Code: chapters 1, 2, 3, 9, 13, 15, 23 and 35) and Title 31 (W.S. 31-9-401 to 31-9-405 and 31-10-101 to 31-10-104), on the Wyoming Legislature's own site (https://wyoleg.gov/statutes/compress/title26.pdf and https://wyoleg.gov/statutes/compress/title31.pdf), read on October 15, 2026. The topics follow parts V, VI and VII (Wyoming statutes, rules and regulations) of the Wyoming Property and Casualty Adjuster content outline, updated July 31, 2025, which prints the statute references beside each topic. The outline is linked from the exam scheduling page that the Wyoming Department of Insurance links at https://doi.wyo.gov/licensing/adjusters (the outline: https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/125101.pdf). Each question names its section and links to its title. Licence: Own work. Every question, wrong choice and explanation was written for this site from the text of the law. Nothing comes from a testing vendor, a prep course or an exam question pool.
How it works
This unofficial Wyoming adjuster license practice test asks the Wyoming statutes part of the Property and Casualty Adjuster exam: 78 of our own questions from the Wyoming Statutes. Not affiliated with the Wyoming Department of Insurance.
Read the full guide
What the exam covers
Parts V to VII of the Wyoming Property and Casualty Adjuster outline are Wyoming statutes, rules and regulations. The outline prints no question count for any of its seven parts.
What this page asks
Those three parts: the commissioner, hearings and orders, adjuster licensing (W.S. 26-9-219), discipline, unfair trade and claim practices, claim payment, binders and auto coverage law. Cancellation notice periods and liability limits are asked on the Wyoming property and casualty page.
Adjusters from other states
Wyoming licenses a nonresident on the home state license, and an adjuster whose state issues none may designate a home state (W.S. 26-9-219). The Department of Insurance asks that the designated state require an exam, a fingerprint background check and 24 hours of continuing education every two years.
24 classroom hours of continuing education each two years, at least 3 on ethics (W.S. 26-9-231).
A property or casualty claim is rejected, or accepted and paid, within 45 days of the claim and supporting bills (W.S. 26-15-124).
An adjuster reports overinsurance, and the origin and cause of a fire loss, to the commissioner in writing (W.S. 26-23-102).
Questions and answers
How many questions are on the Wyoming adjuster exam?
The content outline, updated July 31, 2025, counts 100 scored and 5 unscored questions. The candidate handbook lists the Property and Casualty Adjuster exam, number 17, at 100 questions and 2 hours.
What score passes the Wyoming adjuster exam?
70 percent. The candidate handbook says the passing score was set by the Wyoming Insurance Department and that you need to answer 70% of questions correctly.
Is this Wyoming adjuster license practice test free?
Yes. All 78 questions are open, and your answers stay in your browser. The questions come from the statutes; none comes from the state exam, and the Wyoming Department of Insurance did not write or review them.
Who needs an adjuster license in Wyoming?
Under W.S. 26-9-219(c), any adjuster who acts in Wyoming for an insurer, in person or by electronic means. The definition leaves out licensed attorneys, an agent adjusting losses under the represented insurer's policies, appraisers and umpires.