A business entity applies for a Nevada adjuster license. Whom must it designate?NRS 684A.080(1)
A business entity's Nevada adjuster application must name each individual who owns more than what share of its voting securities?NRS 684A.090(3)
A former Nevada adjuster reapplies for the same type of license. The exam is not required if the earlier license was held within what period before the application?NRS 684A.100(2)
A licensed Nevada independent adjuster dies. Under NRS 684A.150, what may the Commissioner issue so the business can continue?NRS 684A.150(1)
A Nevada adjuster applicant's prelicensing course must have been completed within what period before the application?NAC 684A.200
A Nevada adjuster changes business address. How soon must the Commissioner be told?NRS 684A.130(4)
A Nevada adjuster may not also hold a property and casualty producer license. Which producer license does NRS 684A.070 let an adjuster hold?NRS 684A.070(1)
A Nevada adjuster misses the renewal date. The Commissioner may accept a late request within 30 days if it comes with what renewal fee?NRS 684A.130(2)
A Nevada agent may adjust for an insurer the agent is licensed with, without an adjuster license. Which contract takes that right away?NRS 684A.060(1)
Show all 128 questions (119 more)
Adjuster licensing and renewal, continued
A Nevada attorney adjusts an insurance loss now and then as part of a law practice. How does NRS 684A.020 treat the attorney?NRS 684A.020(2)
A Nevada independent adjuster also wants a public adjuster license. What does NRS 684A.050 say?NRS 684A.050(1)
A Nevada insurer employs someone only to investigate suspected fraudulent claims. When is that person not an adjuster under NRS 684A.020?NRS 684A.020(2)
A Nevada staff adjuster handles workers' compensation claims under whose authority?NRS 684A.030(4)
A nonresident adjuster becomes a legal resident of Nevada. The nonresident license is terminated unless the adjuster applies for a resident license within what time?NRS 684A.115(5)
After a catastrophe, a Nevada insurer deploys an unlicensed emergency adjuster. How soon must it send the Commissioner the adjuster's details?NRS 684A.060(4)
After a renewal, a Nevada adjuster has more continuing education hours than the 24 required. What does NAC 684A.430 do with the surplus?NAC 684A.430
An adjuster licensed in another state moves to Nevada. To skip the exam, how soon after establishing legal residency must the application be filed?NRS 684A.105(2)
An applicant willfully withholds a fact the Nevada adjuster application form calls for. What is the offense?NRS 684A.090
At what age can a person first hold a Nevada adjuster license under NRS 684A.070?NRS 684A.070(1)
Employees of a Nevada independent adjuster who only collect claim information and enter data are not adjusters, if no more than how many work under one supervisor?NRS 684A.020(2)
For NRS 684A, an event is a catastrophe only if it meets the listed effects and is declared by whom?NRS 684A.025
How long does a Nevada adjuster license continue in force before it must be renewed?NRS 684A.130(1)
How long is a Nevada temporary emergency adjuster license valid unless the Commissioner extends it?NRS 684A.060(5)
How long is a Nevada temporary independent adjuster license valid when first issued?NRS 684A.150(2)
How long must a Nevada adjuster keep a copy of each continuing education certificate of completion?NAC 684A.435
How many hours of continuing education must a Nevada resident adjuster report to renew, and how many of them in ethics?NRS 684A.135(1)
In NRS 684A.030, what is a company adjuster?NRS 684A.030(3)
Nevada's adjuster chapter, NRS 684A, leaves out anyone who adjusts claims under which coverage?NRS 684A.010
NRS 684A.020 defines an adjuster by what the person does for pay. Which description fits?NRS 684A.020(1)
NRS 684A.030 sorts Nevada adjusters by whom they act for. For whom does an independent adjuster act?NRS 684A.030(1)
NRS 684A.135 excuses one kind of Nevada licensee from its continuing education hours. Which?NRS 684A.135(2)
Someone adjusts Nevada claims with no license. At what amount does NRS 684A.040(3) cap the administrative fine for each violation?NRS 684A.040(3)
What crime is it to act as an adjuster in Nevada without the required license?NRS 684A.040(2)
What does NRS 684A.110 say about fees paid with a Nevada adjuster license application?NRS 684A.110(2)
What must a nonresident keep in force as a condition of holding a Nevada nonresident adjuster license?NRS 684A.115(3)
What score passes the Nevada adjuster licensing examination under the Division's regulation?NAC 684A.300
What short title does NRS 684A.010 give Nevada's adjuster chapter?NRS 684A.010
When may the Commissioner issue a Nevada adjuster license in a trade name under NRS 684A.120?NRS 684A.120(2)
Which business bars a person from holding a Nevada adjuster license under NRS 684A.055?NRS 684A.055
Which claims may a Nevada public adjuster not investigate, negotiate or settle?NRS 684A.030(2)
Which of these must every Nevada adjuster licensee establish and maintain under NRS 684A.070?NRS 684A.070(1)
Which person does NRS 684A.020 say is not considered an adjuster in Nevada?NRS 684A.020(2)
With the Commissioner's approval, a Nevada temporary independent adjuster license may be renewed how?NRS 684A.150(3)
Conduct, records and discipline 20
A Nevada adjuster does not pay an administrative fine when due. What must the Commissioner do?NRS 684A.240(3)
A Nevada adjuster wants to buy the salvage from a loss the adjuster handled. What does NRS 684A.165 require first?NRS 684A.165(6)
A Nevada adjuster's employee makes an error while working a claim. Who is responsible under NRS 684A.190?NRS 684A.190
A Nevada claimant has hired a lawyer. When may the adjuster deal directly with the claimant?NRS 684A.165(3)
A Nevada independent adjuster's contract with an insurer requires records to be kept longer than the statute does. Which period applies?NRS 684A.180(4)
A regulator outside Nevada disciplines a Nevada-licensed adjuster. What deadline does NRS 683A.341 set for telling the Commissioner?NRS 683A.341(1)
After a hearing, the Nevada Commissioner fines an adjuster under NRS 684A.240 instead of suspending the license. Between what amounts must the fine fall?NRS 684A.240(1)
An order levying a fine on a Nevada adjuster must set a period for payment in full. What range does NRS 684A.240 allow?NRS 684A.240(2)
Criminal charges are filed against a Nevada adjuster. Which court event starts the 30 days to report to the Commissioner?NRS 683A.341(2)
How long must a Nevada adjuster retain the records of a claim?NRS 684A.180(3)
NRS 684A.170 says where the license itself hangs. Where must a Nevada adjuster display it?NRS 684A.170(2)
NRS 684A.210 lets the Commissioner act against an adjuster for any applicable cause in NRS 683A.451. Which of these is on that list?NRS 683A.451
On appeal, a Nevada court finds a revocation too severe and fines the adjuster instead. Paying the fine within how many days restores the license?NRS 684A.250(1)
What is the longest period a Nevada order suspending an adjuster license may run?NRS 684A.230
What will the Nevada Commissioner do to a person who knowingly submits a false certificate of completion of a prelicensing course?NAC 684A.240
When dealing with a policyholder or claimant, what must a Nevada adjuster disclose under NRS 684A.165?NRS 684A.165(5)
When may a Nevada court not replace the Commissioner's order against an adjuster with a fine?NRS 684A.250(2)
Where may a resident Nevada adjuster keep the place of business the law requires?NRS 684A.170(1)
Which act is a ground to suspend or revoke a Nevada adjuster license that NRS 684A.210 itself spells out?NRS 684A.210(1)
Which item must a Nevada adjuster's record of transactions include under NRS 684A.180?NRS 684A.180(2)
Unfair claim practices and claim deadlines 32
A Nevada adjuster tells a claimant there is no need to see a lawyer. How does NRS 686A.310 class that?NRS 686A.310(1)
A Nevada auto claim payment is reduced for betterment or depreciation. What does NAC 686A.680 require?NAC 686A.680
A Nevada casualty insurer needs more information to decide its insured's claim. How soon after receiving the claim must it say so?NRS 690B.012(2)
A Nevada claimant gives notice of a claim to the insurer's agent only. What is the effect under NAC 686A.665?NAC 686A.665
A Nevada claimant never showed the adjuster the damaged property. When may the insurer deny the claim for that reason?NAC 686A.660
A Nevada first-party claimant asks the insurer to include the deductible in its subrogation demand. How is a recovery shared?NAC 686A.680
A Nevada first-party investigation is still open after the insurer's first notice that it needs more time. How often must the insurer write to explain why?NAC 686A.675
A Nevada insurer accepts a first-party claim. Under NAC 686A.675, how soon must it pay before interest starts to run?NAC 686A.675
A Nevada insurer asks for a preliminary claim report and then a formal proof of loss holding substantially the same information, and the claim is delayed. What is this under NRS 686A.310?NRS 686A.310(1)
A Nevada insurer denies a claim on the ground of a policy exclusion. What must the denial contain?NAC 686A.675
A Nevada insurer hands a first-party claimant a release to sign with the payment. What limit does NAC 686A.660 put on it?NAC 686A.660
A Nevada insurer must set up procedures to begin investigating a claim within what time after notice of the claim?NAC 686A.670
A Nevada insurer sends a check in partial settlement under one coverage. What may the check not contain?NAC 686A.660
A Nevada insurer suspects a loss was not accidental and believes fire caused it. Besides the Commissioner and the Attorney General, whom must it notify?NRS 686A.285(3)
After receiving properly executed proofs of loss, how soon must a Nevada insurer tell a first-party claimant whether the claim is accepted or denied?NAC 686A.675
How soon must a Nevada insurer acknowledge receipt of a claim notice, unless it pays the claim within that time?NAC 686A.665
In NAC 686A.650, who is a third-party claimant?NAC 686A.650
In Nevada's claim regulations, what counts as a notice of claim?NAC 686A.645
Liability and damages on a Nevada auto claim are reasonably clear. What may the at-fault driver's insurer not do under NAC 686A.680?NAC 686A.680
Liability under one coverage of a Nevada policy is reasonably clear. The insurer holds that payment back to press for a lower settlement under another coverage. NRS 686A.310 calls this what?NRS 686A.310(1)
NAC 686A.670 gives a Nevada insurer a set time to finish investigating a claim, if that is reasonably possible. How long after notice?NAC 686A.670
Negotiations with an unrepresented Nevada claimant are running close to a statute of limitations. How far ahead must the insurer give written notice that the time limit may expire?NAC 686A.675
The Nevada Division of Insurance asks an insurer about a claim filed with the Division. How soon is an adequate response due?NAC 686A.665
Nevada's claim regulations, NAC 686A.600 to 686A.690, apply to all insurance policies except which kind?NAC 686A.600
Part of a Nevada property claim is disputed and part is not. What does NAC 686A.675 require of the insurer?NAC 686A.675
To whom must information about insurance fraud be reported in Nevada under NRS 686A.283?NRS 686A.283(1)
Under NAC 686A.600, a breach of the minimum claim standards counts as an unfair claims settlement practice when it happens how?NAC 686A.600
Under NAC 686A.680, a Nevada insurer prices a totaled car from comparable automobiles. If none is for sale now, how recent must the listings in the local market area be?NAC 686A.680
Under NRS 690B.012, how soon must a Nevada insurer approve or deny its insured's claim under a casualty policy?NRS 690B.012(1)
What grade of crime is insurance fraud in Nevada?NRS 686A.291
When a Nevada claim is paid, what does NRS 686A.310 require the insured or beneficiary be told?NRS 686A.310(1)
When must a Nevada motor vehicle insurer tell the insured or claimant of the right to use a licensed body shop of his or her choice?NRS 690B.016(1)
Cancellation, auto and property insurance law 24
A Nevada business holds a three-year policy. NRS 687B.330 lets the insurer end it at an anniversary on how much notice?NRS 687B.330
A Nevada cancellation notice does not state the facts behind the decision with reasonable precision. After the policyholder's written request, how soon must the insurer supply them?NRS 687B.360
A Nevada driver makes a claim for a crash in which the driver was not at fault. What may the motor vehicle insurer not do because of that claim?NRS 687B.385
A Nevada insurer cancels a policy midterm for failure to pay a premium. How much notice must the policyholder have before it takes effect?NRS 687B.320(2)
A Nevada insurer covers a manufactured home under a personal lines policy. It must offer replacement value coverage if the home was made within how many years?NRS 691A.020(1)
A Nevada insurer fails to send a timely notice of nonrenewal. What must it do?NRS 687B.340(1)
A Nevada insurer plans to stop insuring a whole class of insureds. How long before the cancellation or nonrenewal notices go out must it tell the Commissioner?NRS 687B.410(1)
A Nevada insurer will renew a policy at a higher premium. How far before expiration must it notify the insured in writing?NRS 687B.350(1)
A Nevada lender requires property insurance on a borrower's building. What is the most it may require?NRS 691A.030(1)
A Nevada named insured accepts a policy that limits liability coverage for injury to household members. How must the names on the disclosure form be entered?NRS 687B.147
How may a Nevada named insured decline uninsured vehicle coverage under NRS 690B.020?NRS 690B.020(1)
How much notice must a Nevada insurer give before expiration to nonrenew a homeowner's policy, which is not a commercial or business policy?NRS 687B.340(1)
How must a Nevada notice of cancellation or nonrenewal reach the insured under NRS 687B.310?NRS 687B.310(6)
In Nevada's insurance code, which insurance is excluded from the definition of property insurance?NRS 681A.060
In what amount must a Nevada motor vehicle insurer offer uninsured and underinsured vehicle coverage on a passenger car policy?NRS 687B.145(2)
Nevada's limits on midterm cancellation in NRS 687B.320 protect a policy once it has been in effect for how long, or has been renewed?NRS 687B.320(1)
NRS 485.185 sets the insurance every owner of a Nevada-registered motor vehicle must keep. Which amounts?NRS 485.185(1)
NRS 687B.400 bars raising a Nevada auto liability premium solely because the policyholder reached a certain age. To whom does that section not apply?NRS 687B.400(3)
On what basis does NRS 687B.383 forbid a Nevada insurer to cancel a homeowner's policy?NRS 687B.383(1)
Under NRS 681A.070, insurance guaranteeing the fidelity of persons in positions of public or private trust is a kind of what?NRS 681A.070
What does NRS 691A.035 let a Nevada property insurer do about the peril of wildfire?NRS 691A.035
What must an applicant file before Nevada issues a motor vehicle physical damage appraiser's license?NRS 684B.030(1)
Which of these is a ground for midterm cancellation that NRS 687B.320 lists?NRS 687B.320(1)
Who is exempt from Nevada's license for motor vehicle physical damage appraisers under NRS 684B.020?NRS 684B.020(3)
The Commissioner and insurers 9
A Nevada adjuster is aggrieved by an order of the Commissioner. How long is there to file a written application for a hearing?NRS 679B.310(2)
An officer of an insurer willfully issues a Nevada insurance contract without the certificate of authority NRS 680A.060 requires. What is the offense?NRS 680A.060(3)
How often may the Nevada Commissioner examine an adjuster's accounts and records to check compliance with the law?NRS 679B.240
In Nevada's insurance code, what is an alien insurer?NRS 679A.090
Nevada's ban on transacting an unauthorized insurance business, NRS 685B.030, does not apply to which activity?NRS 685B.030(2)
NRS 679B.230 sets the longest gap between the Commissioner's examinations of an authorized insurer. What is it?NRS 679B.230(1)
Settling a claim comes after a policy is issued. Does NRS 679A.130 count that as transacting insurance in Nevada?NRS 679A.130
Unless a different period is expressly provided, how far in advance must the Nevada Commissioner give written notice of a hearing?NRS 679B.320(1)
What makes an insurer authorized in Nevada under NRS 679A.030?NRS 679A.030
How this list was compiled: Nevada Revised Statutes chapters 679A, 679B, 680A, 681A, 683A, 684A (Nevada Insurance Adjusters Law), 684B, 685B, 686A, 687B, 690B, 691A and section 485.185, and Nevada Administrative Code chapters 684A and 686A, read on October 12, 2026 on the Nevada Legislature's website (https://www.leg.state.nv.us/NRS/NRS-684A.html, https://www.leg.state.nv.us/NAC/NAC-686A.html and the pages of the other chapters). The topics and the sections asked follow part V, Nevada Statutes, Rules, and Regulations Pertinent to Adjusters, of the Nevada Property and Casualty Adjuster examination content outline for exams taken on or after November 14, 2026, which the Nevada Division of Insurance's examination administrator publishes at https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/122903.pdf. Each question names its section and links to it. Licence: Own work. Every question, wrong choice and explanation was written for this site from the text of the law. Nothing comes from a testing vendor, a prep course or an exam question pool.
How it works
This unofficial Nevada property and casualty adjuster practice test asks the state-law part of the exam: 128 of our own questions from the Nevada Revised Statutes and Administrative Code, each naming its section. Not affiliated with the Nevada Division of Insurance.
Read the full guide
Which part of the outline this is
The outline for exams taken on or after November 14, 2026 has 90 scored questions. Ten are part V, Nevada statutes and regulations pertinent to adjusters. The other 80 are insurance terms, contract provisions and product knowledge. The topics here follow part V.
Nevada property insurance adjuster license practice test: what is left out
The standard fire policy and the homeowners, auto and commercial forms are not asked. Every answer links to its section, so the bank doubles as a study guide to the law.
Exam mode
Exam mode keeps the real exam's scored length and time limit, with every question on the law.
A license runs 3 years, and renewal takes 24 hours of continuing education, 3 of them in ethics (NRS 684A.130, 684A.135).
An insurer acknowledges a claim notice within 20 working days and accepts or denies within 30 working days of proofs of loss (NAC 686A.665, 686A.675).
Nobody holds two types of adjuster license at once, and a public adjuster does not handle workers' compensation claims (NRS 684A.050, 684A.030).
Questions and answers
How many questions are on the Nevada adjuster exam?
90 scored questions, by the content outline for exams taken on or after November 14, 2026. The candidate handbook of October 2024 allots 2 hours and says unscored pretest questions are mixed in and not identified.
What score passes the Nevada adjuster exam?
NAC 684A.300 requires a score of 70 or more points. The candidate handbook reports a scaled score and says it is neither the number nor the percentage of questions answered correctly.
Which Nevada adjusters take the Property and Casualty Adjuster exam?
The candidate handbook lists it for independent, company and public adjusters. Workers' compensation adjusting has its own one-hour exam, which this page does not cover.
Is this Nevada adjuster practice test free?
Yes. All 128 questions are open, and your answers stay in your browser. The questions were written for this page from the statutes and regulations; none comes from the state exam, and the Nevada Division of Insurance did not write or review them.
Who needs an adjuster license in Nevada?
Under NRS 684A.040, no person may act as an adjuster in Nevada unless licensed. NRS 684A.020 leaves out attorneys who adjust losses incidental to their practice, adjusters of ocean marine losses and most salaried employees of insurers, among others.