• 95 questions

Mississippi Adjuster License Practice Test

Unofficial questions on the Mississippi law part of the adjuster exam with workers' compensation, each answer naming its section.

What is the minimum term of a Mississippi adjuster license?

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Exam mode: 60 questions, 120 minutes, 42 right to pass (70%).

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Unofficial practice questions, not affiliated with the Mississippi Insurance Department. Bank checked October 15, 2026.

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Adjuster licensing 29

  • A Mississippi adjuster files for renewal and pays the fees. What is the status of the current license until the commissioner acts? Miss. Code Ann. 83-17-419
  • A Mississippi adjuster license has been in effect for 18 months or less. How many hours of continuing education are needed to renew it? Miss. Code Ann. 83-17-415
  • A Mississippi adjuster license has been in effect for more than 18 months. How many hours of continuing education are needed to renew it? Miss. Code Ann. 83-17-415
  • A nonresident may be licensed as a Mississippi adjuster if the nonresident's state or country does what? Miss. Code Ann. 83-17-413
  • After a Mississippi adjuster's license is revoked, how long must pass before another application for an adjuster license may be filed? Miss. Code Ann. 83-17-421
  • An adjuster begins work in Mississippi under the emergency license section. Within how long must the employer certify the application to the commissioner? Miss. Code Ann. 83-17-409
  • Does Mississippi's definition of adjuster reach a person who only supervises the handling of claims? Miss. Code Ann. 83-17-401
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Adjuster licensing, continued

  • For how long at most may a registered trainee act as an adjuster in Mississippi without a license, under the supervision of a licensed adjuster? Miss. Code Ann. 83-17-403
  • For which applicant may the Mississippi commissioner waive any adjuster license requirement? Miss. Code Ann. 83-17-407
  • How long may a Mississippi emergency adjuster license remain in force before any extension? Miss. Code Ann. 83-17-409
  • How old must an individual be to be licensed as an insurance adjuster in Mississippi? Miss. Code Ann. 83-17-413
  • May a Mississippi adjuster applicant with a valid license from another state be rejected solely for not being a resident of the United States? Miss. Code Ann. 83-17-407
  • The Mississippi commissioner mails notice of intent to revoke an adjuster's license. The hearing date must be at least how long after the mailing? Miss. Code Ann. 83-17-421
  • To which court does a person appeal the Commissioner of Insurance's decision under Mississippi's adjuster licensing article? Miss. Code Ann. 83-17-423
  • Under Mississippi's definition in section 83-17-401, on whose behalf does an adjuster investigate or adjust losses? Miss. Code Ann. 83-17-401
  • Until what date does a business entity's Mississippi adjuster license run, in the second year after it is issued or renewed? Miss. Code Ann. 83-17-419
  • What does section 83-17-411 forbid a Mississippi insurer to do? Miss. Code Ann. 83-17-411
  • What effect does the commissioner's notice of intent to suspend or revoke have on a licensed Mississippi adjuster? Miss. Code Ann. 83-17-421
  • What is the highest fine for acting as an adjuster in Mississippi without a license? Miss. Code Ann. 83-17-403
  • What is the minimum term of a Mississippi adjuster license? Miss. Code Ann. 83-17-419
  • What is the most the Mississippi commissioner may set as the fee for an emergency adjuster license? Miss. Code Ann. 83-17-409
  • What kind of offense is acting as an adjuster in Mississippi without a license? Miss. Code Ann. 83-17-403
  • What must be done at the beginning of the training period for a Mississippi adjuster trainee to act without a license? Miss. Code Ann. 83-17-403
  • When is a Mississippi attorney who adjusts insurance losses outside the definition of adjuster? Miss. Code Ann. 83-17-401
  • Which applicant is excused from the Mississippi adjuster examination? Miss. Code Ann. 83-17-417
  • Which of these is a ground to revoke a Mississippi adjuster license under section 83-17-421? Miss. Code Ann. 83-17-421
  • Which of these people is outside Mississippi's definition of adjuster? Miss. Code Ann. 83-17-401
  • Who answers for the claims practices of a Mississippi emergency license holder? Miss. Code Ann. 83-17-409
  • Whom may a Mississippi workers' compensation adjuster not represent? Miss. Code Ann. 83-17-401

Workers' compensation 26

  • A deceased Mississippi employee leaves a surviving spouse and no child. What share of the deceased's average wages is the spouse's death benefit? Miss. Code Ann. 71-3-25
  • A Mississippi disability lasts how long for compensation to be allowed from the date of disability? Miss. Code Ann. 71-3-11
  • A Mississippi employee is treated for a work injury by the same physician for how long before that physician is deemed the employee's own selection? Miss. Code Ann. 71-3-15
  • A Mississippi employee refuses drug and alcohol testing immediately after an alleged work injury. What is presumed? Miss. Code Ann. 71-3-121
  • A Mississippi employee sues a third party over a work injury. Within how long of filing suit must the employee notify the employer or carrier? Miss. Code Ann. 71-3-71
  • A Mississippi installment payable under an award is not paid within 14 days after it is due. What is added to it? Miss. Code Ann. 71-3-37
  • A Mississippi installment payable without an award is not paid within 14 days after it is due, and no notice of controversy was filed. What is added to it? Miss. Code Ann. 71-3-37
  • A Mississippi subcontractor has not secured compensation for its employees. Who is liable for it? Miss. Code Ann. 71-3-7
  • A private Mississippi employer is subject to the Workers' Compensation Law when it has at least how many workers regularly in the same business? Miss. Code Ann. 71-3-5
  • After a Mississippi work injury, a test showing what blood alcohol level or more raises the presumption that intoxication was the proximate cause? Miss. Code Ann. 71-3-121
  • An injured Mississippi employee recovers money from a third party. After the costs of collection, what is paid next from the recovery? Miss. Code Ann. 71-3-71
  • Except in partial dependency and partial disability cases, what is the least weekly compensation Mississippi allows? Miss. Code Ann. 71-3-13
  • For a Mississippi medical claim to be enforceable against the employer, the provider's preliminary report must be furnished within how long after the first treatment? Miss. Code Ann. 71-3-15
  • For how many days at the start of a disability is no Mississippi compensation, other than medical benefits, allowed? Miss. Code Ann. 71-3-11
  • How does fault bear on compensation for a work injury in Mississippi? Miss. Code Ann. 71-3-7
  • How many physicians of the employee's own choosing may an injured Mississippi employee select to administer treatment, apart from specialists that physician refers? Miss. Code Ann. 71-3-15
  • How many weeks of compensation does Mississippi's schedule for permanent partial disability give for the loss of an arm? Miss. Code Ann. 71-3-17
  • Mississippi's maximum recovery of compensation, apart from medical payments, is 66-2/3% of the state average weekly wage multiplied by how many weeks? Miss. Code Ann. 71-3-13
  • No compensation has been paid and no application for benefits filed. After how long from the injury is the right to Mississippi compensation barred? Miss. Code Ann. 71-3-35
  • On which day after the employer has notice of the injury does the first installment of Mississippi compensation become due? Miss. Code Ann. 71-3-37
  • What immediate lump-sum payment goes to the surviving spouse when a Mississippi work injury causes death? Miss. Code Ann. 71-3-25
  • What is the limit on reasonable funeral expenses in a Mississippi compensation death claim? Miss. Code Ann. 71-3-25
  • When is no compensation payable for a Mississippi work injury? Miss. Code Ann. 71-3-7
  • When may apportionment for a preexisting condition first be applied to a Mississippi compensation claim? Miss. Code Ann. 71-3-7
  • Which loss is permanent total disability by statute in Mississippi? Miss. Code Ann. 71-3-17
  • Within how long after an injury must a Mississippi employer receive actual notice for a compensation claim to be maintained, absent knowledge and lack of prejudice? Miss. Code Ann. 71-3-35

Cancellation, nonrenewal and auto coverage 24

  • A Mississippi automobile insurer fails to give the cancellation notice required for coverage issued or renewed on or after July 1, 2026. What option does the named insured have? Miss. Code Ann. 83-11-5
  • A Mississippi cancellation notice does not give the reason. How long before the effective date must the named insured ask in writing for it? Miss. Code Ann. 83-11-5
  • A Mississippi insured rejects uninsured motorist bodily injury coverage. May the insured keep the uninsured motorist property damage coverage? Miss. Code Ann. 83-11-101
  • A vehicle counts as uninsured in Mississippi when its liability insurer becomes insolvent within how long after the accident? Miss. Code Ann. 83-11-103
  • Adding a deductible of what size to automobile physical damage coverage is not deemed a cancellation in Mississippi? Miss. Code Ann. 83-11-3
  • After a timely request, how soon must the Mississippi commissioner call the hearing on an automobile policy cancellation? Miss. Code Ann. 83-11-19
  • After receiving a written request for the reason for cancellation, how soon must a Mississippi automobile insurer mail or deliver it? Miss. Code Ann. 83-11-13
  • Besides nonpayment of premium, which reason supports a notice of cancellation of a Mississippi automobile policy? Miss. Code Ann. 83-11-3
  • For a Mississippi uninsured motorist claim where the owner or operator of the other vehicle is unknown, what must have occurred? Miss. Code Ann. 83-11-103
  • For Mississippi liability, fire or multiperil coverage issued or renewed on or after July 1, 2026, how much notice of cancellation or nonrenewal must the insurer mail or deliver? Miss. Code Ann. 83-5-28
  • For Mississippi's automobile cancellation article, a policy with a term shorter than six months is treated as written for what term? Miss. Code Ann. 83-11-1
  • How does a named insured decline uninsured motorist coverage in a Mississippi automobile policy? Miss. Code Ann. 83-11-101
  • May a Mississippi uninsured motorist endorsement require arbitration of a claim under it? Miss. Code Ann. 83-11-109
  • The Mississippi commissioner finds for the named insured after the cancellation date has passed and orders the policy reinstated. How far back may the order reach? Miss. Code Ann. 83-11-19
  • Mississippi section 83-5-28 reaches nonpayment of premium only where there is a named creditor loss payee. How much notice is then required? Miss. Code Ann. 83-5-28
  • Mississippi's automobile cancellation article does not apply to a policy insuring more than how many automobiles? Miss. Code Ann. 83-11-1
  • Mississippi's limits on the grounds for cancelling an automobile policy do not apply to a policy, other than a renewal, in effect less than how long? Miss. Code Ann. 83-11-3
  • Since July 1, 2024, what filing fee must accompany a Mississippi named insured's written request to the commissioner for a hearing on an automobile policy cancellation? Miss. Code Ann. 83-11-17
  • Uninsured motorist limits in a Mississippi automobile policy may not be less than the limits set by which law? Miss. Code Ann. 83-11-101
  • The uninsured motorist property damage provision of a Mississippi policy may exclude the first how much of the damage? Miss. Code Ann. 83-11-101
  • What are Mississippi's proof-of-financial-responsibility amounts for one person, for two or more persons, and for property damage in one accident? Miss. Code Ann. 63-15-3
  • What is sufficient proof that a Mississippi automobile insurer gave notice of cancellation or of intention not to renew? Miss. Code Ann. 83-11-9
  • Where does a party appeal the Mississippi commissioner's decision on an automobile cancellation hearing? Miss. Code Ann. 83-11-21
  • Within how long of the Mississippi commissioner's decision on an automobile cancellation hearing must an appeal be taken and perfected? Miss. Code Ann. 83-11-21

Unfair trade practices 7

  • A person is served with a Mississippi cease and desist order for an unfair practice. Within how long may the person petition the Circuit Court of Hinds County for review? Miss. Code Ann. 83-5-43
  • For an unfair practice that section 83-5-35 does not define, through whom does the Mississippi commissioner petition the circuit court to restrain it? Miss. Code Ann. 83-5-45
  • Must a Mississippi hearing on unfair practice charges follow formal rules of pleading or evidence? Miss. Code Ann. 83-5-39
  • On review of a Mississippi cease and desist order, when are the commissioner's findings of fact conclusive? Miss. Code Ann. 83-5-43
  • What is 'defamation' in the business of insurance under Mississippi section 83-5-35? Miss. Code Ann. 83-5-35
  • What power does Mississippi section 83-5-37 give the commissioner over persons engaged in the business of insurance? Miss. Code Ann. 83-5-37
  • Which act does Mississippi section 83-5-35 list under misrepresentation of policy contracts? Miss. Code Ann. 83-5-35

Fire insurance law 9

  • A Mississippi building insured against fire is totally destroyed by fire. What is the measure of damages? Miss. Code Ann. 83-13-5
  • A Mississippi fire insurer does not send the insured proof-of-loss blanks with directions after notice of a loss. What follows? Miss. Code Ann. 83-13-13
  • Several mortgagees are protected by one Mississippi fire insurance policy. In what order are they paid? Miss. Code Ann. 83-13-7
  • Since 2023, which policy is outside Mississippi's valued policy section, 83-13-5? Miss. Code Ann. 83-13-5
  • Under the Mississippi mortgage clause, a fire policy is cancelled. For how long after notice to the mortgagee does it continue in force for the mortgagee's benefit? Miss. Code Ann. 83-13-9
  • Under the Mississippi mortgage clause, does an act or neglect of the property's owner defeat the insurance as to the mortgagee's interest? Miss. Code Ann. 83-13-9
  • What is the longest term for which a fire insurance policy may be knowingly issued on Mississippi property? Miss. Code Ann. 83-13-5
  • Which clause may not be attached to Mississippi fire insurance on buildings and structures? Miss. Code Ann. 83-13-5
  • Who may require a Mississippi insurer, in writing, to release its information on a fire loss that may be of incendiary origin? Miss. Code Ann. 83-13-21

How this list was compiled: Own questions, written from the Mississippi Code of 1972: Title 83, chapter 17, article 9 (insurance adjusters, sections 83-17-401 to 83-17-423); chapter 5 (trade practices, sections 83-5-28 to 83-5-45); chapter 11 (automobile cancellation and uninsured motorist coverage); chapter 13 (fire insurance); section 63-15-3; and Title 71, chapter 3, the Workers' Compensation Law. Statute text was read on 2026-10-15 in a public copy, not on a state site: Release 78 of the Official Code of Mississippi Annotated, dated 2020-07-08, posted by Public.Resource.Org on the Internet Archive (files: https://archive.org/serve/gov.ms.code.ann.2018/release78.2020.07.08/gov.ms.code.title.83.html and the same address for titles 71 and 63; collection page: https://archive.org/details/gov.ms.code.ann.2018), and most section links open that 2020 copy. On 2026-10-15 every cited section was looked up in the Mississippi Legislature's bill status index of code sections, https://billstatus.ls.state.ms.us/, for the regular sessions of 2020 to 2026 and the extraordinary sessions of 2022, 2024, 2025 and 2026. Sections with an approved bill since the copy are asked from the bill as sent to the Governor, which prints the whole section as amended, and their questions link to the bill: 2025 H.B. 1611 (83-5-28 and 83-11-5, in the text in force from July 1, 2026), 2024 H.B. 819 (83-11-17 and 83-11-19), 2023 H.B. 544 (83-13-5), 2022 S.B. 2095 (71-3-7 and 71-3-121), 2022 S.B. 2508 (63-15-3) and 2020 S.B. 2230 (83-11-101). No bill approved in those sessions names any other section cited here. The topics follow parts IV to VI and the workers' compensation and standard fire policy lines of the Property and Casualty with Workers' Compensation Adjuster content outline (60 scored and 5 unscored questions) in the Mississippi Insurance Content Outlines of the Mississippi Insurance Department's examination administrator, which print the code references beside each topic (https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/122501.pdf; the Candidate Handbook of July 2025: https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/122500.pdf). Licence: Own work. Every question, wrong choice and explanation was written for this site from the text of the law. Nothing comes from a testing vendor, a prep course or an exam question pool.

How it works

This unofficial Mississippi adjuster license practice test asks the state-law part of the Property and Casualty Adjuster exam with workers' compensation: 95 of our own questions from the Mississippi Code, each naming its section. Not affiliated with the Mississippi Insurance Department.

Read the full guide

What the exam covers

The outline of the Property and Casualty with Workers' Compensation Adjuster exam runs from insurance terms and policy types to workers' compensation (sections 71-3-1 to 71-3-129), adjuster licensing (83-17-401 to 83-17-423), unfair trade practices and cancellation.

Newer than the outline

A 2025 act raised the cancellation and nonrenewal notice of sections 83-5-28 and 83-11-5 from 30 to 45 days for coverage issued or renewed on or after July 1, 2026, and a 2024 act removed the $15 fee for an automobile cancellation appeal. The questions use the newer text.

  • A trainee registered with the commissioner may adjust for up to 12 months under a licensed adjuster (Miss. Code Ann. 83-17-403).
  • Workers' compensation pays only medical benefits for the first 5 days unless the disability lasts 14 days or more (71-3-11).
  • When fire totally destroys an insured building, the measure of damages is the amount it was insured for (83-13-5).

Questions and answers

How many questions are on the Mississippi adjuster exam?

60 scored and 5 unscored questions on the Property and Casualty with Workers' Compensation Adjuster exam, by its content outline. The candidate handbook of July 2025 allots 120 minutes.

What score passes the Mississippi adjuster exam?

70 percent. The candidate handbook of July 2025 says the passing score is 65% on the life and the accident and health producer examinations and 70% on all other examinations.

Does Mississippi require a prelicensing course for adjusters?

Yes. The candidate handbook of July 2025 lists 20 hours of prelicensing study, classroom or self-study, for the Adjuster with WorkComp license, and a minimum age of 18.

Is this Mississippi adjuster license practice test free?

Yes. All 95 questions are open, and your answers stay in your browser. The questions were written for this page from the Mississippi Code; none comes from the state exam, and the Mississippi Insurance Department did not write or review them.

Who needs an adjuster license in Mississippi?

Under Miss. Code Ann. 83-17-403, nobody may act as an adjuster without a license from the Commissioner of Insurance. Section 83-17-401 leaves out, among others, an insurer's salaried claims employee and an attorney whose adjusting is incidental to law practice.

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