A catastrophe adjuster registered in Louisiana must certify having read and understood the commissioner's handbook within how long after registration?La. R.S. 22:1667(A)
A Louisiana adjuster is criminally prosecuted for a felony. From what event does the thirty-day period to report it to the commissioner run?La. R.S. 22:1677(B)
A Louisiana claims adjuster fails to report a change of address within the required time. What fine applies per violation?La. R.S. 22:1671(C)
A Louisiana claims adjuster lets the license lapse. Within how long from its expiration may the same license be reinstated on proof of continuing education and payment of fees?La. R.S. 22:1671(F)
Another jurisdiction disciplines a Louisiana adjuster and the matter reaches final disposition. Which papers go with the report that La. R.S. 22:1677(A) requires?La. R.S. 22:1677(A)
Before a Louisiana nonresident claims adjuster license is issued, whom must the applicant designate as agent for service of process?La. R.S. 22:1670(C)
Before licensing a business entity as a Louisiana claims adjuster, what must the commissioner find besides payment of the fees?La. R.S. 22:1663(B)
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Licensing requirements and maintenance, continued
For how long, at most, does the registration of an adjuster brought into Louisiana for a catastrophe stay effective before the commissioner extends it?La. R.S. 22:1667(C)
How many hours of continuing education must a Louisiana adjuster who is not exempt complete on a biennial basis?La. R.S. 22:1673(A)
How often must a licensed Louisiana claims adjuster file an application for renewal of the license?La. R.S. 22:1671(B)
In a catastrophe, what does Louisiana require of an individual whom an insurer brings into the state to adjust the resulting losses?La. R.S. 22:1667(A)
In Louisiana's claims adjuster law, does "insurer" include an unauthorized insurer?La. R.S. 22:1661(6)
Louisiana's claims adjuster law does not apply to an insurer's employee who adjusts a first-party property and casualty loss not exceeding what amount?La. R.S. 22:1662(2)
Louisiana's exemption for employees who only collect claim information and enter data applies if no more than how many such individuals are under the supervision of one licensed individual?La. R.S. 22:1662(6)
Of a Louisiana adjuster's biennial continuing education, at least how many hours must be dedicated to legislative updates in insurance law?La. R.S. 22:1673(A)
On whose behalf does an "adjuster" investigate or adjust losses, in the definition of La. R.S. 22:1661?La. R.S. 22:1661(1)
Someone who holds a resident claims adjuster license elsewhere, earned by examination, establishes legal residence in Louisiana. La. R.S. 22:1669(A) waives the examination if the application comes within how long?La. R.S. 22:1669(A)
Use of a nonapproved trade name subjects a Louisiana claims adjuster to a fine not exceeding what amount, before any notice to cease?La. R.S. 22:1671(D)
What does a Louisiana limited claims adjuster license specifically limit?La. R.S. 22:1666
What is a Louisiana claims adjuster's "home state" under La. R.S. 22:1661?La. R.S. 22:1661(4)
What must the Louisiana Department of Insurance display prominently on its website under La. R.S. 22:1679?La. R.S. 22:1679
What office must an applicant for a Louisiana resident claims adjuster license maintain?La. R.S. 22:1665(A)
When is an attorney outside Louisiana's claims adjuster licensing law under La. R.S. 22:1662?La. R.S. 22:1662(1)
Which is a condition for a Louisiana nonresident claims adjuster license under La. R.S. 22:1670?La. R.S. 22:1670(A)
Which is a line of authority for a Louisiana claims adjuster license under La. R.S. 22:1671?La. R.S. 22:1671(A)
Which Louisiana adjuster is exempt from the continuing education requirement of La. R.S. 22:1673?La. R.S. 22:1673(B)
Which person is exempt from Louisiana's claims adjuster license under La. R.S. 22:1662?La. R.S. 22:1662(3)
Standards of conduct, discipline and the commissioner 22
A Louisiana adjuster knows that a third-party claimant is represented by an attorney. When may the adjuster negotiate a settlement directly with that claimant?La. R.S. 22:1674.1(A)(14)
A Louisiana adjuster learns that a licensed insurance representative has violated the Insurance Code. What do the standards of conduct require?La. R.S. 22:1674.1(A)(12)
Before a Louisiana insurer refers a claim or loss for adjustment, what must it ascertain from the commissioner?La. R.S. 22:1676(B)
Beyond administrative action, a Louisiana claims adjuster who violates the standards of conduct is deemed to have committed what?La. R.S. 22:1674.1(C)
For which claims may a Louisiana public adjuster provide services under La. R.S. 22:1706?La. R.S. 22:1706(H)
La. R.S. 22:1672 lists as a cause for discipline the failure to complete what in a thorough and timely manner?La. R.S. 22:1672(A)
La. R.S. 22:1706(B) closes one window of time to a Louisiana public adjuster who wants to approach an insured for business. Which window?La. R.S. 22:1706(B)
The Louisiana commissioner denies an application for a claims adjuster license. What may the aggrieved applicant demand?La. R.S. 22:1672(B)
The Louisiana commissioner finds an unfair trade practice, and the violator had no reason to know the act was a violation. What ceiling per act does La. R.S. 22:1969 put on the monetary penalty?La. R.S. 22:1969(A)
Louisiana fills the office of commissioner of insurance in what way, and for how many years at a time?La. R.S. 22:2(A)
May a Louisiana adjuster interview a witness without the consent of opposing counsel or party?La. R.S. 22:1674.1(A)(15)
Salvage remains after a covered loss that a Louisiana claims adjuster handled for an insurer. What do the standards of conduct say about the adjuster taking an interest in it?La. R.S. 22:1674.1(A)(2)
Under La. R.S. 22:1675, a Louisiana insurer may pay an adjuster no fee or compensation in excess of what?La. R.S. 22:1675(A)
Unless a separate statute sets a greater penalty, what fine may the Louisiana commissioner levy on a claims adjuster under La. R.S. 22:1672?La. R.S. 22:1672(A)
What does La. R.S. 22:1703 say of a Louisiana public adjuster contract whose fee is a percentage of the amount the insurer pays?La. R.S. 22:1703(A)
What financial interest may a Louisiana claims adjuster have in a claim under the standards of conduct?La. R.S. 22:1674.1(A)(1)
What power does La. R.S. 22:1967 give the Louisiana commissioner of insurance?La. R.S. 22:1967
When must a Louisiana claims adjuster read and acknowledge the claims adjuster standards of conduct?La. R.S. 22:1674.1(B)
Where the violator knew or reasonably should have known of it, to what amount per act does La. R.S. 22:1969 raise the ceiling on the monetary penalty for an unfair trade practice in Louisiana?La. R.S. 22:1969(A)
Which act do Louisiana's standards of conduct forbid a claims adjuster in connection with a loss the adjuster is handling?La. R.S. 22:1674.1(A)(3)
Which is a cause for which the Louisiana commissioner may suspend or revoke a claims adjuster's license under La. R.S. 22:1672?La. R.S. 22:1672(A)
While licensed as a Louisiana public adjuster, may a person act as a company adjuster or independent adjuster in the state?La. R.S. 22:1706(H)
Claim settlement laws 26
A Louisiana insured asks for a copy of the insurer's field adjuster report on a property damage claim. Within how long must the insurer issue it?La. R.S. 22:1892(A)(5)
A Louisiana insurer fails to initiate loss adjustment in time. The penalty is the amount provided in Subsection I or what flat sum, whichever is greater?La. R.S. 22:1892(A)(3)
A Louisiana insurer issues one check jointly payable to the insured and a mortgagee for several types of coverage. What must come with it?La. R.S. 22:1892(A)(6)
A Louisiana insurer requires a proof of loss statement before paying a claim. Within how long of receiving the claim must it provide the form to the claimant?La. R.S. 22:1892.3(C)
A Louisiana insurer's failure to pay within thirty days is found arbitrary, capricious or without probable cause, and no payment was tendered. Besides the loss, what penalty does La. R.S. 22:1892(B)(1)(a) set?La. R.S. 22:1892(B)(1)
Absent an extension for a declared disaster, within how long must the insurer of Louisiana residential or commercial property respond to an inquiry or request from the insured?La. R.S. 22:1896(A)
Before a Louisiana insurer may require a proof of loss statement as a prerequisite to paying a claim, what must it do with its form?La. R.S. 22:1892.3(B)
Damage to immovable property is covered at least in part under a Louisiana policy. Who has the burden of establishing an exclusion?La. R.S. 22:1893(B)
Except in the case of catastrophic loss, how soon after notification of loss must a Louisiana insurer initiate loss adjustment of a property damage claim?La. R.S. 22:1892(A)(3)
For a catastrophic loss to Louisiana immovable property other than residential property, the insurer transmits payment within how long after satisfactory written proof of loss, before any extension?La. R.S. 22:1892.2(A)
For a catastrophic loss under a Louisiana residential property policy, within how long after satisfactory written proof of loss must the insurer transmit payment of the amount due?La. R.S. 22:1892.2(A)
From what event do the thirty days to pay a third-party property damage claim run in Louisiana?La. R.S. 22:1892(A)(2)
In deciding whether a homeowners' loss is covered, what may a Louisiana insurer not use without considering other evidence?La. R.S. 22:1893(A)
In the case of catastrophic loss, and before any extension by rule, how soon after notification of loss must a Louisiana insurer initiate loss adjustment of a property damage claim?La. R.S. 22:1892(A)(3)
Through a Louisiana insurer's inaction, a third-party claimant is without a personal vehicle. After how long must the insurer pay reasonable alternative transportation expenses?La. R.S. 22:1892(B)(4)
To whom does the arson-related suspension of payment in La. R.S. 22:1892 not apply?La. R.S. 22:1892(B)(3)
Under La. R.S. 22:1892(J), who besides the insurer has a duty of good faith and fair dealing?La. R.S. 22:1892(J)
Under Louisiana's unfair claims settlement list, an insurer that maintains claim forms must provide them, with reasonable explanations of their use, within how long of a request?La. R.S. 22:1964(14)
Under Louisiana's unfair claims settlement list, what must an insurer make available upon the insured's written request, unless legally privileged?La. R.S. 22:1964(14)
Until it receives what may a Louisiana insurer refuse to pay withheld recoverable depreciation under a replacement cost policy?La. R.S. 22:1892(A)(7)
What affirmative duty does La. R.S. 22:1892(I) place on a Louisiana insurer?La. R.S. 22:1892(I)
What is a "catastrophic loss" in La. R.S. 22:1892?La. R.S. 22:1892(B)(1)
When do the payment period and penalties of La. R.S. 22:1892 not apply to a Louisiana fire loss?La. R.S. 22:1892(B)(2)
When is a claim payment on a Louisiana homeowner's policy not considered a final settlement under La. R.S. 22:1895?La. R.S. 22:1895
Whom must a Louisiana insurer notify of its payments on property damage claims made under La. R.S. 22:1892(A)(1)?La. R.S. 22:1892(A)(1)
Within how long after receipt of satisfactory proofs of loss must a Louisiana insurer pay the amount of a claim due an insured?La. R.S. 22:1892(A)(1)
Standard fire policy, valued policy and uninsured motorist law 13
A Louisiana fire insurer placed a valuation on immovable property and used it to set the premium. Unless the policy sets out another method in type of equal size, what does it pay on a total loss?La. R.S. 22:1318(A)
How many months after the inception of a loss does the standard fire insurance policy of the State of Louisiana leave for commencing an action on the policy?La. R.S. 22:1311(F)
Insured and company disagree on the amount of a fire loss in Louisiana, and one demands appraisal in writing. The standard policy gives each how long to name its appraiser to the other?La. R.S. 22:1311(F)
La. R.S. 22:1295 sets a default amount for uninsured motorist coverage on a Louisiana automobile liability policy when the prescribed form selects nothing else. What is that default?La. R.S. 22:1295
Louisiana's standard fire policy excludes loss occurring while a described building is vacant or unoccupied beyond what period?La. R.S. 22:1311(F)
The standard fire insurance policy of the State of Louisiana asks the insured for a proof of loss, signed and sworn. How many days after the loss does the insured have, absent a written extension?La. R.S. 22:1311(F)
To save them from a fire, goods insured under Louisiana's standard fire policy are carried to a neighbor's building. The policy follows them there, pro rata, for how many days?La. R.S. 22:1311(F)
To what extent does Louisiana's standard fire policy insure the property?La. R.S. 22:1311(F)
Under La. R.S. 22:1318(C), what may the liability of a Louisiana fire insurer not exceed, unless otherwise provided by law?La. R.S. 22:1318(C)
Under the pro rata liability clause of Louisiana's standard fire policy, what share of a loss does the company bear?La. R.S. 22:1311(F)
What does a properly completed and signed uninsured motorist selection form create in Louisiana?La. R.S. 22:1295
When may coverage be voided under Louisiana's valued policy clause?La. R.S. 22:1318(A)
Which document does La. R.S. 22:1295 require before uninsured motorist coverage is left off a Louisiana automobile liability policy or written at lower limits?La. R.S. 22:1295
Louisiana Citizens, FAIR and Coastal Plans 6
As a condition of continuing authority to transact insurance in Louisiana, what must all assessable insurers do under La. R.S. 22:2295?La. R.S. 22:2295
The FAIR Plan of the Louisiana Citizens Property Insurance Corporation is the successor to which plan?La. R.S. 22:2293(A)
For purposes of suit, where is the Louisiana Citizens Property Insurance Corporation domiciled?La. R.S. 22:2293(A)
La. R.S. 22:2291 declares an adequate market necessary to Louisiana's economic welfare for which insurance?La. R.S. 22:2291
When it contracts under a fee schedule, the Louisiana Citizens Property Insurance Corporation gives preference to adjusters domiciled in Louisiana for not less than how long?La. R.S. 22:2315(A)
Which residual market insurance programs does the Louisiana Citizens Property Insurance Corporation operate?La. R.S. 22:2293(A)
How this list was compiled: Louisiana Revised Statutes Title 22 (Louisiana Insurance Code), sections 2, 1295, 1311, 1318, 1661 to 1679, 1703, 1706, 1892, 1892.2, 1892.3, 1893, 1895, 1896, 1964, 1967, 1969, 2291, 2293, 2295 and 2315, read on October 9, 2026 one section at a time on the Louisiana State Legislature's site (https://legis.la.gov/Legis/Laws_Toc.aspx?folder=75&level=Parent). The topics follow the Louisiana law parts of the examination content outline for Property and Casualty Adjuster, Series 204 (Louisiana Insurance Regulation, the Louisiana laws and required provisions, and Louisiana Citizens with the FAIR and Coastal Plans), which the examination administrator named by the Louisiana Department of Insurance publishes at https://proctor2.psionline.com/programs/lains/Comprehensive%20204.pdf. Each question names its section and links to it. Licence: Own work. Every question, wrong choice and explanation was written for this site from the text of the law. Nothing comes from a testing vendor, a prep course or an exam question pool.
How it works
This unofficial Louisiana adjuster license practice test asks the state-law parts of the Property and Casualty Adjuster exam, Series 204: 94 of our own questions from Title 22 of the Revised Statutes. Not affiliated with the Louisiana Department of Insurance.
Read the full guide
Which parts of Series 204 these are
Louisiana Insurance Regulation is 23 percent of the outline: licensing, claim settlement law and the commissioner. The valued policy law, the standard fire policy and Louisiana Citizens sit in other parts. The topics here follow those.
Louisiana adjuster study guide: newer law than the outline
The outline is dated September 13, 2016 and cites R.S. 22:1674 for the standards of conduct. That section was repealed in 2021. The questions use its replacement, R.S. 22:1674.1, and the claim deadlines of R.S. 22:1892 as they read today.
Exam mode
Exam mode draws 75 questions in 80 minutes, half the real length at the real pace, and marks a pass at 70 percent.
A claims adjuster may not solicit work for an attorney or contractor or take an interest in salvage (R.S. 22:1674.1).
An insurer pays an adjuster a regular fixed salary or stipend, never a share of the amount saved (R.S. 22:1675).
Standard fire policy: proof of loss within sixty days, suit within twenty-four months of the loss (R.S. 22:1311).
Questions and answers
How many questions are on the Louisiana adjuster exam?
The Property and Casualty Adjuster exam, Series 204, has 150 questions and allows 160 minutes, by its content outline. Separate outlines cover the automobile, personal lines, commercial lines, crop, workers' compensation and public adjuster exams.
What is the passing score for the Louisiana adjuster license exam?
70 percent correct, by the Series 204 content outline. A score on this page predicts nothing about the real exam: the questions here cover the state-law parts only, and none comes from the exam.
Is this Louisiana adjuster license practice test free?
Yes. All 94 questions are open, and your answers stay in your browser. The questions were written for this page from the statutes, and the Louisiana Department of Insurance did not write or review them.
How many continuing education hours does a Louisiana adjuster need?
Twenty-four hours every two years, including ethics, with at least two hours on legislative updates in insurance law (R.S. 22:1673). An adjuster renewing for the first time after the license was issued is exempt.
How long does a Louisiana insurer have to pay a claim?
Thirty days after it receives satisfactory proofs of loss (R.S. 22:1892(A)(1)). It must initiate loss adjustment within fourteen days of notification of the loss, or within thirty days for a catastrophic loss.