A bank statement shows a balance of $4,200. The company has issued checks for $950 that have not yet been presented to the bank, and there are no other differences. What balance should the company's books show?Wikipedia, Reconciliation (accounting) (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 002.
A company buys a $12,000 delivery truck and pays for all of it with a bank loan. How does the purchase change the accounting equation?Wikipedia, Accounting equation (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 001.
A corporation cannot pay its debts but wants to stay in business while it pays creditors over time. Which chapter of the Bankruptcy Code generally provides for such a reorganization?United States Courts, Chapter 11 - Bankruptcy Basics (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 003.
A sales team writes to a partner firm abroad whose culture favors indirect messages, with much of the meaning read from the setting and from small gestures. What is such a culture called?Wikipedia, High-context and low-context cultures (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 005.
Show all 48 questions (44 more)
Business, continued
A supplier writes the terms 2/10, net 30 on an invoice. What do the terms mean?Wikipedia, Discounts and allowances (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 004.
An employee is paid $2,000. At 6.2% for Social Security and 1.45% for Medicare from each side, how much do the employer and the employee pay together?Internal Revenue Service, Topic no. 751, Social Security and Medicare withholding rates (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 002.
An inventor develops a new process for sealing packages. By the Copyright Office's summary, which kind of protection covers a new invention or process?U.S. Copyright Office, Copyright in General (FAQ) (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 003.
Ana agrees to buy Ben's used delivery van for $5,000. In contract law, what is the consideration?Wikipedia, Consideration (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 003.
In a manual accounting system, where is a transaction written first, before it is posted to an account in the ledger?Wikipedia, General journal (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 002.
In five weeks a sales team closes 4, 6, 6, 9 and 15 contracts. What are the mean and the median number of contracts per week?The answer rests on the figures or the text printed in the question (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 004.
In March a landscaper is paid for work it will do in April. Under the cash basis of accounting, when is the income recorded?Wikipedia, Basis of accounting (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 001.
On December 31 a bookkeeper transfers the balances of the revenue and expense accounts, so that they start the new year at zero. What are these journal entries called?Wikipedia, Closing entries (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 001.
Management 12
A company reports its social and environmental results beside its financial ones, under the phrase "people, planet and profit". What is this framework called?Wikipedia, Triple bottom line (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 006.
A covered hourly worker earns $15 an hour and works 44 hours in one workweek. Under the overtime rule of the Fair Labor Standards Act, what is the least the week can pay?Wikipedia, Fair Labor Standards Act of 1938 (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 007.
A new project team is expected to pass through the four stages of Tuckman's model of group development. Which order is correct?Wikipedia, Tuckman's stages of group development (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 007.
A retirement account earns 9% a year, compounded yearly. By the rule of 72, about how long until the balance has doubled?Wikipedia, Rule of 72 (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 010.
A shop owner spends a Saturday training staff. Her best other use of the day was a trade fair, where she would have earned $600. What is the $600?Wikipedia, Opportunity cost (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 009.
A store passes over a clerk for promotion because of her religion. Which federal law prohibits employment discrimination on this ground?U.S. Equal Employment Opportunity Commission, Title VII of the Civil Rights Act of 1964 (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 007.
A town has 9,400 residents with jobs and 600 who are unemployed and looking for work. What is its unemployment rate?Wikipedia, Unemployment (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 009.
A worker has all of her retirement savings in the stock of the company she works for. An adviser tells her to hold a variety of assets instead. What is the adviser recommending, and why?Wikipedia, Diversification (finance) (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 010.
In a SWOT analysis, which pair is usually treated as external to the organization?Wikipedia, SWOT analysis (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 006.
In which economic system are decisions about investment and production guided by price signals that come from supply and demand?Wikipedia, Market economy (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 008.
Nine employees report directly to one supervisor. In management terms, what does the number nine describe?Wikipedia, Span of control (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 006.
The price of a good stands above its equilibrium level. What is the result in that market?Wikipedia, Excess supply (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 008.
Marketing 12
A company decides to sell through its website and two regional distributors, not through stores of its own. Which element of the marketing mix is this decision about?Wikipedia, Marketing mix (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 011.
A country sets a physical limit on the number of cars that may be imported each year. What is this trade restriction called?Wikipedia, Import quota (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 014.
A firm brings out a new device at a high price for the buyers who want it most, and then lowers the price step by step. Which pricing strategy is this?Wikipedia, Price skimming (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 011.
A marketer groups consumers by their activities, interests and opinions, and by how they spend their leisure. Which basis of segmentation is this?Wikipedia, Market segmentation (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 012.
A sales representative meets a buyer face to face and gives a presentation to persuade the buyer to place an order. Which part of the promotional mix is this?Wikipedia, Promotional mix (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 011.
A start-up with high growth potential raises money from a fund that takes an ownership stake in return. What is this kind of financing called?Wikipedia, Venture capital (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 013.
An applicant with a steady work history wants a résumé that lists each job with the most recent position first. Which format is this?Wikipedia, Résumé (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 015.
Before she asks a bank for a loan, a founder writes a formal document that sets out the goals of the new business, the methods for reaching them and the time frame. What is the document?Wikipedia, Business plan (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 013.
In the Career Clusters framework of the U.S. Department of Education, each cluster links to more specific units that have their own knowledge and skills requirements. What are those units called?Wikipedia, Career Clusters (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 015.
To size a market, a student uses census tables that the government has already published. What kind of data is this?Wikipedia, Secondary data (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 012.
The U.S. dollar appreciates against other currencies. What is the usual effect inside the United States?Wikipedia, Currency appreciation and depreciation (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 014.
Which statement describes a franchise?Wikipedia, Franchising (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 013.
Technology 12
A company links its offices in Detroit, Chicago and Dallas over leased telecommunication circuits. What kind of network is this?Wikipedia, Local area network (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 017.
A database designer adds a new ID column that exists solely to tell one customer record from another. What is such a key called?Wikipedia, Primary key (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 016.
A firm buys a program that prepares its payroll. Software that is meant for end-user tasks, not for operating or administering the computer, belongs to which class?Wikipedia, Application software (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 016.
A manager wants to see how profit changes as she tries different prices and sales volumes, with each case recalculated at once. Which tool suits this "what-if" analysis?Wikipedia, Spreadsheet (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 017.
A manufacturer replaces separate programs for accounting, inventory and payroll with one suite of integrated applications that share data. What is such a system called?Wikipedia, Enterprise resource planning (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 019.
A school district sets formal guidelines for everyone who uses its network, e-mail and Internet access. What is this document called?Wikipedia, Acceptable use policy (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 020.
A school wants to install one software package on every computer in its building under a single agreement. Which kind of license allows this?Wikipedia, Site license (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 020.
A small firm uses accounting software that a provider runs on its own servers and delivers over the Internet. Which cloud service model is this?Wikipedia, Software as a service (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 017.
A spreadsheet formula contains the reference $A1. When the formula is copied to other cells, which part of the reference stays fixed?Wikipedia, Spreadsheet (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 018.
A teacher writes an original lesson plan and saves it on her computer. From when is the work under copyright protection?U.S. Copyright Office, Copyright in General (FAQ) (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 020.
A wholesaler's website takes orders only from retailers, never from the public. Which kind of e-commerce is this?Wikipedia, Business-to-business (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 019.
By OSHA's guidance for computer workstations, how should the wrists be held at a keyboard?Occupational Safety and Health Administration, Computer Workstations eTool: Keyboards (read 2026-10-16). Outline: MTTC Business, Management, Marketing, and Technology (098) test objectives, objective 018.
How this list was compiled: Our own questions, written to the test objectives of the Michigan Test for Teacher Certification (MTTC) field 098, Business, Management, Marketing, and Technology, as the MTTC site prints them (https://www.mttc.nesinc.com/Content/STUDYGUIDE/MI_SG_obj_098.htm and the test page https://www.mttc.nesinc.com/TestView.aspx?f=HTML_FRAG/MI098_TestPage.html, read 2026-10-16): Business, Management, Marketing and Technology, 25% each; 100 multiple-choice questions, 2 hours 30 minutes of testing time, passing score 220. This bank holds 48 questions, 12 for each subarea. Every fact was read on 2026-10-16 in the public page named under its question: the Internal Revenue Service (Topic no. 751), the United States Courts, the U.S. Copyright Office, the U.S. Equal Employment Opportunity Commission, the Occupational Safety and Health Administration, and the Wikipedia article named for each remaining question. 1 question rests on the figures printed in the question. Licence: Questions, choices and explanations are original work of this site.
How it works
This free MTTC Business, Management, Marketing, and Technology practice test covers field 098 with 48 questions of our own, 12 for each subarea. It is unofficial, and the site is not affiliated with the Michigan Department of Education or Pearson.
Read the full guide
Four subareas, a quarter each
By the test objectives read October 16, 2026, Business, Management, Marketing and Technology each make up 25% of field 098, with five objectives apiece. This bank holds 12 questions for each and at least one for every objective. The timed exam draws 40 for 60 minutes, the pace of the real test.
What sits where
The outline files accounting, business law, business mathematics and communication under Business; economics and personal finance under Management; entrepreneurship, international trade and careers under Marketing; and acceptable use, copyright and licensing under Technology.
Worked numbers
Payroll tax, a bank reconciliation, overtime pay, an unemployment rate, a doubling time, a mean and a median: each explanation shows the working.
Objective 004 asks for problems solved with and without a calculator, so practice percents, ratios and averages by hand.
Technology here means information systems at work: spreadsheets, networks, databases, ergonomics, and the ethics of acceptable use and copyright.
Questions and answers
How many questions are on the MTTC Business, Management, Marketing, and Technology test?
Field 098 has 100 multiple-choice questions and is given on a computer. Candidates get 2 hours 30 minutes of testing time inside a 2 hour 45 minute appointment.
What score passes MTTC 098?
A scaled score of 220, on a scale of 100 to 300. The test page adds that some questions may be under evaluation for future tests and do not affect a candidate's score.
Which endorsement does the MTTC 098 test lead to?
The GQ endorsement. For initial certification the test page requires a Professional Knowledge and Skills test (117, 121, 135 or 136) as well, and refers endorsement questions to the Michigan Department of Education or your preparation program.
How often can you retake an MTTC test?
As often as needed until you pass: the retake policy sets no limit. You must wait 30 days between attempts at the same test, or the second score is voided, and the earlier score report must post before you register again.