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Unofficial practice questions, not affiliated with Oklahoma's Office of Educational Quality and Accountability or Pearson. Bank checked October 13, 2026.
A company wants legal protection for the word and design that identify its goods and set them apart from those of others. Which kind of intellectual property is this?Answer: A trademark. Source: U.S. Patent and Trademark Office, Trademark, patent, or copyright. Written to the OSAT Business Education (140) framework, competency 0001
A federal statute bars employers with fifteen or more employees from discriminating in employment on the basis of race, color, religion, sex or national origin. Which statute is it?Answer: Title VII of the Civil Rights Act of 1964. Source: U.S. Equal Employment Opportunity Commission, Title VII of the Civil Rights Act of 1964. Written to the OSAT Business Education (140) framework, competency 0001
A homeowner promises to pay a painter, and the painter promises to paint the house. In contract law, what is this mutual exchange of promises called?Answer: Consideration. Source: Cornell Law School, Legal Information Institute, Wex: consideration. Written to the OSAT Business Education (140) framework, competency 0001
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Subarea I: Business foundations, continued
A manager edits a quarterly memo and wants to keep only statements that company records can verify. Which sentence should stay?Answer: Third-quarter revenue was 8% above second-quarter revenue. Source: OSAT Business Education (140) framework, Subarea I, Business Foundations, competency 0002 (business communication)
A service agent tells a caller, “So the order came late and the box was crushed, is that right?” Which active listening technique is the agent using?Answer: Paraphrasing. Source: Wikipedia, Active listening. Written to the OSAT Business Education (140) framework, competency 0002
A student meets an experienced accountant for a casual conversation to learn about the career path and the industry, not to ask for a job. What is this meeting called?Answer: An informational interview. Source: Wikipedia, Informational interview, lead. Written to the OSAT Business Education (140) framework, competency 0003
A student sets the body of a letter in block style. Which setting for the paragraphs matches the Purdue Online Writing Lab’s guidance?Answer: Single spaced and left justified. Source: Purdue University, Purdue Online Writing Lab, Writing the Basic Business Letter. Written to the OSAT Business Education (140) framework, competency 0002
A table in a report shows quarterly sales of $40,000, $50,000, $45,000 and $60,000. What is the percent increase from the third quarter to the fourth?Answer: About 33%. Source: OSAT Business Education (140) framework, Subarea I, Business Foundations, competency 0002 (business communication)
In which business structure can the owner be held personally liable for the debts and obligations of the business?Answer: A sole proprietorship. Source: U.S. Small Business Administration, Choose a business structure. Written to the OSAT Business Education (140) framework, competency 0001
On a career interest inventory built on the Holland Codes, a student scores highest on the type described as “Persuaders.” Which type is that?Answer: Enterprising. Source: Wikipedia, Holland Codes. Written to the OSAT Business Education (140) framework, competency 0003
Which 2002 federal law requires top management to individually certify the accuracy of a public company’s financial information?Answer: The Sarbanes-Oxley Act. Source: Wikipedia, Sarbanes–Oxley Act, lead. Written to the OSAT Business Education (140) framework, competency 0001
Which career pathway combines paid work experience with classroom instruction, mentorship and a portable credential?Answer: An apprenticeship. Source: U.S. Department of Labor, Apprenticeship.gov, What is apprenticeship?. Written to the OSAT Business Education (140) framework, competency 0003
Which publication of the Bureau of Labor Statistics gives the nature of the work, training, education, pay and job outlook for hundreds of occupations?Answer: The Occupational Outlook Handbook. Source: Wikipedia, Occupational Outlook Handbook, lead. Written to the OSAT Business Education (140) framework, competency 0003
Which résumé format presents employment history starting from the most recent position?Answer: Reverse chronological. Source: Wikipedia, Résumé, Styles. Written to the OSAT Business Education (140) framework, competency 0003
Which sentence follows the plain-writing principle of using the active voice?Answer: The committee approved the budget on Monday. Source: National Archives, Top 10 Principles for Plain Language. Written to the OSAT Business Education (140) framework, competency 0002
Subarea II: Business management 13
A company divides its market by age, income and family size. Which basis of segmentation is it using?Answer: Demographic. Source: Wikipedia, Market segmentation, Demographic segmentation. Written to the OSAT Business Education (140) framework, competency 0005
A manager assumes that employees are motivated from within, like their jobs and work to improve themselves with no direct reward. Which theory describes this view?Answer: Theory Y. Source: Wikipedia, Theory X and Theory Y. Written to the OSAT Business Education (140) framework, competency 0004
A manager compares actual monthly sales with the sales target, finds a shortfall and changes the staffing plan. Which management function is this?Answer: Controlling. Source: Wikipedia, Control (management), lead. Written to the OSAT Business Education (140) framework, competency 0004
A marketing plan sets the retail outlets and distribution channels through which a product reaches its customers. Which of the four Ps of the marketing mix is this?Answer: Place. Source: Wikipedia, Marketing mix. Written to the OSAT Business Education (140) framework, competency 0005
A steelmaker sells beams abroad for less than it charges buyers on its own home market. In the words of the World Trade Organization, what is the firm said to be doing?Answer: Dumping. Source: World Trade Organization, Understanding the WTO: Anti-dumping, subsidies, safeguards. Written to the OSAT Business Education (140) framework, competency 0006
A store owner runs her own customer survey to gather new data, and does not rely on published industry reports. What kind of research is the survey?Answer: Primary research. Source: Wikipedia, Secondary research, lead. Written to the OSAT Business Education (140) framework, competency 0005
A U.S. product sells for $200. The exchange rate moves from 0.80 euro per dollar to 0.95 euro per dollar. What happens to the product’s price for a buyer paying in euros?Answer: It rises from €160 to €190. Source: OSAT Business Education (140) framework, Subarea II, Business Management, competency 0006 (international business)
In which organizational structure do some employees answer to two or more supervisors or leaders?Answer: A matrix structure. Source: Wikipedia, Matrix management, lead. Written to the OSAT Business Education (140) framework, competency 0004
To draw customers away from established rivals, a new streaming service sets its opening subscription price well below theirs. Which pricing strategy is this?Answer: Penetration pricing. Source: Wikipedia, Penetration pricing, lead. Written to the OSAT Business Education (140) framework, competency 0005
To enter a foreign market, two separate firms pool part of their resources in a separate entity that both own. What is this arrangement?Answer: A joint venture. Source: Wikipedia, Joint venture, lead. Written to the OSAT Business Education (140) framework, competency 0006
Which appraisal process gathers feedback from an employee’s subordinates, peers and supervisors, in addition to a self-evaluation?Answer: 360-degree feedback. Source: Wikipedia, 360-degree feedback, lead. Written to the OSAT Business Education (140) framework, competency 0004
Which body describes itself as the only international organization that deals with the rules of trade between nations?Answer: The World Trade Organization. Source: World Trade Organization, What is the WTO?. Written to the OSAT Business Education (140) framework, competency 0006
Which inventory strategy has a firm receive goods only as they are needed, to reduce costs and waste?Answer: Just-in-time. Source: Wikipedia, Lean manufacturing (the article Just-in-time manufacturing redirects to it), lead. Written to the OSAT Business Education (140) framework, competency 0004
Subarea III: Technology systems 11
A company requires each employee to enter a password and then confirm a text sent to a phone. What is this security measure called?Answer: Multifactor authentication. Source: Cybersecurity and Infrastructure Security Agency, More than a Password. Written to the OSAT Business Education (140) framework, competency 0008
A database designer adds a column that holds an ID number whose only purpose is to tell one record of the table from another. What role does that column play?Answer: Primary key. Source: Wikipedia, Primary key, lead. Written to the OSAT Business Education (140) framework, competency 0008
An employee gets an email that looks like it comes from the company’s bank and asks her to open a link and enter her password. What is this kind of attack called?Answer: Phishing. Source: Cybersecurity and Infrastructure Security Agency, Recognize and Report Phishing. Written to the OSAT Business Education (140) framework, competency 0007
An office joins its local network to the network of its internet provider. Which device forwards the data packets from one network to the other?Answer: A router. Source: Wikipedia, Router (computing), lead. Written to the OSAT Business Education (140) framework, competency 0008
In a spreadsheet, the formula =B2*$D$1 in cell C2 is copied down to cell C3. What does the formula in C3 read?Answer: =B3*$D$1. Source: Wikipedia, Spreadsheet, Cell reference. Written to the OSAT Business Education (140) framework, competency 0007
On a web page written in HTML, which language specifies the presentation, including layout, colors and fonts?Answer: CSS. Source: Wikipedia, CSS, lead. Written to the OSAT Business Education (140) framework, competency 0008
Which bar chart lays out the schedule of a project?Answer: A Gantt chart. Source: Wikipedia, Gantt chart, lead. Written to the OSAT Business Education (140) framework, competency 0008
Which kind of business software is a suite of integrated applications used to gather, store, manage and interpret the data of many business activities?Answer: Enterprise resource planning software. Source: Wikipedia, Enterprise resource planning, lead. Written to the OSAT Business Education (140) framework, competency 0008
Which kind of file compression lets the original data be perfectly reconstructed from the compressed data?Answer: Lossless compression. Source: Wikipedia, Lossless compression, lead. Written to the OSAT Business Education (140) framework, competency 0007
Which statement describes the random-access memory (RAM) normally used as a computer’s main memory?Answer: It loses its stored information when power is cut. Source: Wikipedia, Random-access memory, lead. Written to the OSAT Business Education (140) framework, competency 0007
Which utility reorganizes the contents of a storage device so that each file sits in the smallest number of contiguous regions?Answer: A defragmentation tool. Source: Wikipedia, Defragmentation, lead. Written to the OSAT Business Education (140) framework, competency 0007
Subarea IV: Finance and economics 11
A bakery’s records show assets of $412,000 and liabilities of $157,000. By the accounting equation, what is the owner’s equity?Answer: $255,000. Source: Wikipedia, Accounting equation. Written to the OSAT Business Education (140) framework, competency 0009
A consultant finishes a job in December and is paid for it in January. Under the accrual method, in which tax year is the income generally reported?Answer: The December tax year, when it was earned. Source: Internal Revenue Service, Publication 538, Accounting Periods and Methods. Written to the OSAT Business Education (140) framework, competency 0009
A delivery van costs $24,000 and has an expected salvage value of $4,000 after a useful life of 5 years. What is each year’s straight-line depreciation?Answer: $4,000. Source: Wikipedia, Depreciation, Straight-line depreciation. Written to the OSAT Business Education (140) framework, competency 0009
A part-time clerk’s pay stub shows gross wages of $480 for the week. How much does the employer hold back for the worker’s share of Social Security, at 6.2%, and Medicare, at 1.45%, together?Answer: $36.72. Source: Internal Revenue Service, Topic no. 751, Social Security and Medicare withholding rates. Written to the OSAT Business Education (140) framework, competency 0009
A tax takes 10% of the first $10,000 of income and 20% of income above $10,000. How much tax is owed on $30,000, and what kind of tax is this?Answer: $5,000; a progressive tax. Source: Wikipedia, Progressive tax, lead. Written to the OSAT Business Education (140) framework, competency 0010
A worker leaves one job by choice and spends three weeks finding another. Which type of unemployment is this?Answer: Frictional. Source: Wikipedia, Frictional unemployment, lead. Written to the OSAT Business Education (140) framework, competency 0010
At a bank insured by the Federal Deposit Insurance Corporation, deposits are automatically insured to at least what amount?Answer: $250,000. Source: Federal Deposit Insurance Corporation, Deposit Insurance. Written to the OSAT Business Education (140) framework, competency 0010
Investor.gov shows $100 earning 5% a year: $105 after the first year and $110.25 after the second. Carrying the pattern on, what is the balance after the third year?Answer: $115.76. Source: Investor.gov (U.S. Securities and Exchange Commission), What is compound interest?. Written to the OSAT Business Education (140) framework, competency 0010
Two mortgage offers carry the same 6% interest rate, but only the second charges points and a broker fee. How do their annual percentage rates (APRs) compare?Answer: The second offer has the higher APR. Source: Consumer Financial Protection Bureau, What is the difference between a mortgage interest rate and an APR?. Written to the OSAT Business Education (140) framework, competency 0010
Which financial statement lists a company’s assets, liabilities and ownership equity as of a specific date?Answer: The balance sheet. Source: Wikipedia, Balance sheet and Income statement, leads. Written to the OSAT Business Education (140) framework, competency 0009
Which form does an employee complete so that the employer can withhold the correct federal income tax from each paycheck?Answer: Form W-4. Source: Internal Revenue Service, About Form W-4 and About Form W-2. Written to the OSAT Business Education (140) framework, competency 0010
How this list was compiled: Our own questions, written to the test design and framework of Oklahoma Subject Area Tests field 140, Business Education, in the study guide on the Certification Examinations for Oklahoma Educators website (https://www.ceoe.nesinc.com/Content/StudyGuide/OK_SG_OBJ_140.htm, copyright 2024 Office of Educational Quality and Accountability and Pearson Education, Inc.; test page https://www.ceoe.nesinc.com/TestView.aspx?f=HTML_FRAG/OK140_TestPage.html, read 2026-10-13): 80 selected-response questions and 1 constructed-response assignment in 4 hours, passing score 240; selected response weighs Business Foundations (competencies 0001 to 0003) 26%, Business Management (0004 to 0006) 21%, Technology Systems (0007 to 0008) 19% and Finance and Economics (0009 to 0010) 19%, and the constructed response (0011) 15%. The bank holds 50: 15, 13, 11 and 11. Every fact was read on the public page named under its question, all read 2026-10-13: the Equal Employment Opportunity Commission, the Small Business Administration, the Patent and Trademark Office, the Internal Revenue Service, the Federal Deposit Insurance Corporation, the Consumer Financial Protection Bureau, Investor.gov, the Cybersecurity and Infrastructure Security Agency, Apprenticeship.gov, the National Archives, the World Trade Organization, the Legal Information Institute of Cornell Law School, the Purdue Online Writing Lab and the named Wikipedia articles. Three answers are arithmetic or reasoning worked from the question itself. Licence: Questions, choices and explanations are original work of this site.
How it works
This CEOE Business Education study guide gives 50 practice questions of our own and the published outline of OSAT field 140 they follow. It is free and unofficial; Oklahoma's Office of Educational Quality and Accountability and Pearson, the test's owners, are not affiliated with it.
Read the full guide
What OSAT Business Education (140) covers
By the framework on the CEOE site, read October 13, 2026: Business Foundations (business law, communication, career development) is 26% of the test; Business Management (management, marketing, international business) 21%; Technology Systems 19%; Finance and Economics (accounting, consumer economics and finance) 19%. This bank holds 15, 13, 11 and 11.
The written assignment
One constructed-response assignment carries the last 15%: the candidate analyzes a lesson plan and a student work sample for a business education standard, then describes differentiated instruction. This guide has no practice for it.
Competency 0001 names its laws, among them Title VII of the Civil Rights Act of 1964, the Sarbanes-Oxley Act and the federal environmental statutes.
The test page lists no reference materials, so each payroll and interest question here states the rates it needs.
Questions and answers
Is there a CEOE test study guide for Business Education?
Yes. The CEOE site publishes a study guide for field 140, and its test design and framework is the outline this page follows. No sample question from that guide is repeated or reworded here.
How many questions are on the OSAT Business Education test?
The test page lists 80 selected-response questions and one constructed-response assignment for field 140, and says a form may include trial questions that do not count toward the score.
What is the passing score for OSAT Business Education?
The test page gives 240. The written assignment counts toward that score, so a count of right answers here cannot be turned into it, and this page gives no pass or fail.
Can you take the OSAT Business Education test at home?
Yes. The test page says online proctoring is available, by appointment in one-week testing windows each month. The online session gives 3 hours of testing time with no breaks; a test center gives 4 hours.