A bookkeeper using a double-entry system posts the month's journal entries to the ledger. Which check shows that the postings balance?Internal Revenue Service, Publication 583, Starting a Business and Keeping Records. Written to TExES Business and Finance 6–12 (276) Domain I, competency 005
A company's stock trades at $48 a share, and it earned $3.20 a share over the past 12 months. What is its price-earnings ratio?U.S. Securities and Exchange Commission, Investor.gov glossary, Price-earnings (P/E) Ratio. Written to TExES Business and Finance 6–12 (276) Domain I, competency 007
A depositor holds $200,000 in a savings account and $100,000 in a certificate of deposit, both in her name alone, at one FDIC-insured bank. How much of the $300,000 is insured?Federal Deposit Insurance Corporation, Understanding Deposit Insurance. Written to TExES Business and Finance 6–12 (276) Domain I, competency 002
A family pays $410 every month to keep its health plan in force, whether or not anyone sees a doctor. What is that payment called?HealthCare.gov glossary, Premium. Written to TExES Business and Finance 6–12 (276) Domain I, competency 004
Show all 50 questions (46 more)
Finance, continued
A news report says real GDP grew 2% last year. What does the word "real" tell you about the figure?U.S. Bureau of Economic Analysis, What to Know: GDP. Written to TExES Business and Finance 6–12 (276) Domain I, competency 001
A restaurant chain files for bankruptcy, keeps its doors open and runs the business itself while it proposes a plan to pay creditors over time. Which chapter of the Bankruptcy Code fits?United States Courts, Chapter 11 – Bankruptcy Basics. Written to TExES Business and Finance 6–12 (276) Domain I, competency 002
An employee's gross pay for the period is $1,000, all of it subject to Social Security and Medicare taxes. How much is withheld from the employee for those two taxes?Internal Revenue Service, Topic no. 751, Social Security and Medicare withholding rates. Written to TExES Business and Finance 6–12 (276) Domain I, competency 005
The Federal Reserve Act sets goals for monetary policy that are commonly called the dual mandate. Which pair is it?Federal Reserve Board, Monetary Policy: What Are Its Goals? How Does It Work?. Written to TExES Business and Finance 6–12 (276) Domain I, competency 001
Which of these business assets can never be depreciated under IRS rules?Internal Revenue Service, Topic no. 704, Depreciation. Written to TExES Business and Finance 6–12 (276) Domain I, competency 006
Which statement about preferred stock matches the SEC's investor education site?U.S. Securities and Exchange Commission, Investor.gov, Stocks. Written to TExES Business and Finance 6–12 (276) Domain I, competency 003
Business management 9
A covered, nonexempt employee is paid $16 an hour and works 46 hours in one workweek. What is the least gross pay the Fair Labor Standards Act allows for that week?29 U.S.C. 207 (Fair Labor Standards Act, maximum hours), Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain II, competency 011
A plant supervisor compares this month's output with the standard the company set and orders a fix where output fell short. Which function of management is she carrying out?Principles of Management, section 1.4, Planning, Organizing, Leading, and Controlling (Saylor Academy open textbook). Written to TExES Business and Finance 6–12 (276) Domain II, competency 010
A store manager sets next year's sales objectives and decides the course of action for reaching them. Which of the four functions of management is this?Principles of Management, section 1.4, Planning, Organizing, Leading, and Controlling (Saylor Academy open textbook). Written to TExES Business and Finance 6–12 (276) Domain II, competency 010
Dana starts selling handmade furniture and never registers any kind of business. According to the SBA, what is her business by default, and what follows from it?U.S. Small Business Administration, Choose a business structure. Written to TExES Business and Finance 6–12 (276) Domain II, competency 009
The employment title of the Americans with Disabilities Act defines a covered employer as one with at least how many employees?42 U.S.C. 12111 (Americans with Disabilities Act, definitions), Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain II, competency 011
In a limited partnership, who carries unlimited liability for the partnership's debts?U.S. Small Business Administration, Choose a business structure. Written to TExES Business and Finance 6–12 (276) Domain II, competency 009
Under the Family and Medical Leave Act, how much leave may an eligible employee take in a 12-month period for the birth of a child or a serious health condition?29 U.S.C. 2612 (Family and Medical Leave Act, leave requirement), Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain II, competency 011
Under the FTC's Franchise Rule, a franchisor must give a prospective franchisee its disclosure document at least how long before the buyer signs a binding agreement or pays anything?16 CFR 436.2 (Franchise Rule), Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain II, competency 009
Why would the owners of a corporation elect S corporation status?U.S. Small Business Administration, Choose a business structure. Written to TExES Business and Finance 6–12 (276) Domain II, competency 009
Ethics, law, communication and international business 11
A bakery wants to stop competitors from using the name and logo that identify its goods. Which form of protection does the U.S. Patent and Trademark Office describe for this?U.S. Patent and Trademark Office, Trademark, patent, or copyright. Written to TExES Business and Finance 6–12 (276) Domain III, competency 013
A corporate officer learns of an unannounced merger and buys the company's stock before the news is public. What is this called?U.S. Securities and Exchange Commission, Investor.gov glossary, Insider Trading. Written to TExES Business and Finance 6–12 (276) Domain III, competency 012
A dealer agrees by phone to sell a used machine for $4,000. Under the statute of frauds as the Uniform Commercial Code applies it, which contracts for the sale of goods must be in writing?Wex, statute of frauds, Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain III, competency 013
A retailer's online ad makes a false claim about a product. Which federal statute declares "unfair or deceptive acts or practices in or affecting commerce" unlawful?15 U.S.C. 45 (Federal Trade Commission Act, Section 5), Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain III, competency 013
An uncle promises his niece $500 as a gift and asks nothing in return. If he changes his mind, why is the promise generally not an enforceable contract?Wex, consideration, Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain III, competency 013
Under the general duty clause of the Occupational Safety and Health Act, what must every employer provide?Occupational Safety and Health Act of 1970, Section 5, Duties (OSHA). Written to TExES Business and Finance 6–12 (276) Domain III, competency 013
What is a tariff, as the International Trade Administration defines it?International Trade Administration, Import Tariffs and Fees Overview and Resources. Written to TExES Business and Finance 6–12 (276) Domain III, competency 014
Which agreement updated NAFTA as the trade agreement among the United States, Mexico and Canada when it entered into force on July 1, 2020?International Trade Administration, U.S.-Mexico-Canada Agreement (USMCA). Written to TExES Business and Finance 6–12 (276) Domain III, competency 014
Which requirement comes from Section 302 of the Sarbanes-Oxley Act of 2002?Wex, Sarbanes-Oxley Act, Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain III, competency 012
Which sentence is written in the active voice, the form federal plain-language guidance recommends?Digital.gov, Plain language guide: writing. Written to TExES Business and Finance 6–12 (276) Domain III, competency 015
Which statement about the euro is correct, according to the European Union's own site?European Union, Countries using the euro. Written to TExES Business and Finance 6–12 (276) Domain III, competency 014
Technology and information systems 11
A company links the computers in one office building so that any device can reach any other. What kind of network is this?NIST Computer Security Resource Center glossary, local area network. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 017
A customer asks a store to stop sending her marketing email. Under the CAN-SPAM Act, how long does the sender have before further commercial email to her is unlawful?15 U.S.C. 7704 (CAN-SPAM Act), Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 018
A firm's staff read company email in a web browser. The provider runs the application, the servers and the storage. Which cloud service model is this?NIST Computer Security Resource Center glossary, software as a service. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 017
A login asks for a password and then for a code texted to the user's phone. What is this protection called?Cybersecurity and Infrastructure Security Agency, Turn On MFA. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 019
A software vendor releases an update that closes a security hole in its program. What is the update called, and what does CISA advise?Cybersecurity and Infrastructure Security Agency, Understanding Patches and Software Updates. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 017
According to OSHA's computer workstation guidance, where should a monitor sit?OSHA, Computer Workstations eTool, Monitors. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 016
An analyst runs software over five years of sales records to find correlations and patterns nobody had looked for. What is this process called?NIST Computer Security Resource Center glossary, data mining. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 018
An employee gets an email that looks as if it came from the company's bank and asks her to confirm the account number on a linked page. The message is a fraud. What is the technique called?NIST Computer Security Resource Center glossary, phishing. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 019
An intruder changes the pay rates stored in a payroll file. Which property of information security has been lost?NIST Computer Security Resource Center glossary, data integrity. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 019
Each night an office copies its files and programs to a second device so they can be restored after a failure. What is the copy called?NIST Computer Security Resource Center glossary, backup. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 018
Which kind of software provides the platform on which other programs run and manages the computer's hardware resources?NIST Computer Security Resource Center glossary, operating system. Written to TExES Business and Finance 6–12 (276) Domain IV, competency 016
Leadership and career development 9
A 15-year-old has an after-school job in a retail store. Under the federal child labor rules, what is the most she may work on a day when school is in session?29 CFR 570.35 (hours of work for minors 14 and 15), Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain V, competency 020
A teacher coaching students for job interviews uses CareerOneStop, a site the U.S. Department of Labor sponsors. Which advice matches it?CareerOneStop (sponsored by the U.S. Department of Labor), Interview tips. Written to TExES Business and Finance 6–12 (276) Domain V, competency 020
A worker believes she was denied a promotion because of her race. In general, how long does she have to file a charge with the EEOC?U.S. Equal Employment Opportunity Commission, Time Limits For Filing A Charge. Written to TExES Business and Finance 6–12 (276) Domain V, competency 020
An employee files a discrimination complaint. Her manager then changes her schedule to clash with her family duties, as punishment. What does the EEOC call the manager's act?U.S. Equal Employment Opportunity Commission, Retaliation. Written to TExES Business and Finance 6–12 (276) Domain V, competency 021
Federal career and technical education law defines work-based learning as sustained interactions with industry or community professionals. Where does the definition say they take place?20 U.S.C. 2302 (Perkins Act definitions), Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain V, competency 020
Federal law defines a career and technical student organization as one for students enrolled in a career and technical education program. What else does the definition require?20 U.S.C. 2302 (Perkins Act definitions), Legal Information Institute, Cornell Law School. Written to TExES Business and Finance 6–12 (276) Domain V, competency 022
The Texas Education Agency says a practicum gives students supervised practical application of knowledge and skills they have already studied. In what arrangement may a practicum take place?Texas Education Agency, Work-Based Learning. Written to TExES Business and Finance 6–12 (276) Domain V, competency 020
Which combination marks an apprenticeship, according to Apprenticeship.gov?U.S. Department of Labor, Apprenticeship.gov, What is Apprenticeship?. Written to TExES Business and Finance 6–12 (276) Domain V, competency 020
Which job advertisement could break the laws the EEOC enforces?U.S. Equal Employment Opportunity Commission, Prohibited Employment Policies/Practices. Written to TExES Business and Finance 6–12 (276) Domain V, competency 021
How this list was compiled: Our own questions, written to the exam framework of TExES Business and Finance 6–12 (276) in Section 3 of the preparation manual on the Texas Educator Certification Examination Program website, https://www.tx.nesinc.com/Content/StudyGuide/TX_SG_obj_276.htm (copyright Texas Education Agency), read 2026-10-08: 100 selected-response questions in five domains, Finance about 20%, Business Management 19%, Ethics, Law, Business Communication and International Business 22%, Technology and Information Systems 21%, Leadership and Career Development 18%. This bank holds 50: 10, 9, 11, 11 and 9. Every fact was read on the public page named under its question (46 pages, each opened 2026-10-08): federal statutes and rules at the Legal Information Institute, and pages of the Federal Reserve, BEA, FDIC, SEC, IRS, SBA, U.S. Courts, OSHA, EEOC, USPTO, NIST, CISA, the Texas Education Agency and others. Three answers are arithmetic from a rate the source gives. Licence: Questions, choices and explanations are original work of this site.
How it works
This free TExES Business and Finance 6-12 (276) practice test has 50 questions of our own, spread over the exam's five domains by their published weights. It is unofficial and not affiliated with, endorsed by or sponsored by the Texas Education Agency or Pearson.
Read the full guide
What the exam covers
The preparation manual lists five domains: Finance, about 20% of the exam; Business Management, 19%; Ethics, Law, Business Communication and International Business, 22%; Technology and Information Systems, 21%; Leadership and Career Development, 18%. This bank holds 10, 9, 11, 11 and 9 questions, each tagged with its competency.
Timing
Exam mode asks 50 questions in 142 minutes: half the length of the real exam, at its pace.
How the answers are checked
Every fact was read on the public page named under its question: the U.S. Code and federal rules, and pages of the Federal Reserve, the IRS, the SBA, the SEC and NIST.
The preparation manual says some questions on the exam may be left out of the score.
Questions and answers
How many questions are on the TExES Business and Finance 6-12 exam?
100 selected-response questions. The exam program's site gives a 5-hour appointment: 15 minutes for the tutorial and compliance agreement, then 4 hours 45 minutes of testing.
What is the passing score for TExES 276?
The exam program's site lists a passing score of 240. That is a scaled score, not a percent, so this page reports how many you got right and gives no verdict.
Is there a free TExES Business and Finance 6-12 study guide?
Yes. The preparation manual on the Texas Educator Certification Examination Program site is free and holds the whole framework: 22 competencies in five domains. Each question here names the competency it was written to, so you can study by weak area.
Can I take a TExES business 6-12 practice test online?
Yes. This one runs in the browser with no sign-up. The real exam is computer-administered too, but at test centers in Texas and nationwide, by appointment year round, according to the exam program's site.
Are these the official TExES Business and Finance 276 practice test questions?
No. Each was written for this site from a competency in the framework and a named public source. None is taken or reworded from the real exam or from the sample questions in the preparation manual.